CFPB Consumer Complaint Profile

Automotive Management Services, Inc.

What the consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

33
Total complaints
Mid-range
6
Last 12 months
63.6%
Timely response
Bottom decile
4
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Automotive Management Services, Inc. places #2243 by volume. For answering complaints on time it stands at the 5th percentile in the 100+ complaint peer group.

Vehicle loan or lease
most-complained product
NC
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
37/100
Automotive Management Services, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 63.6%
Share of complaints answered within the CFPB response window
Dispute Rate A+ 0.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Automotive Management Services, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

63.6% Among the lowest higher than 5% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Vehicle loan or lease - Loan 11
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 6
Debt collection - Auto debt 5
Consumer Loan - Vehicle loan 4
Debt collection - I do not know 2
Credit reporting or other personal consumer reports - Credit reporting 2
Vehicle loan or lease - Lease 2
Debt collection - Auto 1

Top Issues

1.Incorrect information on your report 7
2.Struggling to pay your loan 5
3.Communication tactics 3
4.Repossession 3
5.Managing the loan or lease 3
6.Improper use of your report 2
7.Attempts to collect debt not owed 2
8.Problems when you are unable to pay 2
9.Disclosure verification of debt 1
10.False statements or representation 1

Complaints by Year

Year Complaints
2015 4
2017 3
2018 2
2019 1
2020 1
2022 6
2023 5
2024 3
2025 8

Complaints by State (Top 15)

North Carolina 26
South Carolina 4
Texas 1
Florida 1

Company Responses

Closed with explanation 33

What the CFPB Complaint Record Shows for Automotive Management Services, Inc.

In the CFPB record, Automotive Management Services, Inc. has a geographically concentrated complaint footprint. "Vehicle loan or lease" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Incorrect information on your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

The timely-response measure counts forwarded complaints answered inside the Bureau's 15-day window. This company's rate is far under the 95% benchmark, a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Automotive Management Services, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (0% here).

Also handles Vehicle loan or lease

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Automotive Management Services, Inc. have?

Automotive Management Services, Inc. has 33 total consumer complaints filed with the CFPB, with 6 filed in the last 12 months.

Does Automotive Management Services, Inc. respond to complaints on time?

Automotive Management Services, Inc.'s CFPB timely-response rate is 63.6%. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Automotive Management Services, Inc.?

Among all products tied to Automotive Management Services, Inc., "Vehicle loan or lease" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Automotive Management Services, Inc.?

"Incorrect information on your report" is the single most frequently cited issue in complaints against Automotive Management Services, Inc. - see all issues and counts above.

How do I file a complaint against Automotive Management Services, Inc.?

You can file a complaint against Automotive Management Services, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Automotive Management Services, Inc.?

The CFPB has recorded complaints against Automotive Management Services, Inc. from 4 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Automotive Management Services, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.