Privacy Policy

Information We Collect

PlainCredit understands the sensitivity of financial information. While we do not collect any personal financial data from our visitors, we do monitor site usage through Umami — a privacy-respecting analytics service that operates without cookies and never collects identifying details about individuals.

Cookies & Tracking Technologies

PlainCredit does not set first-party cookies. Third-party services may set cookies:

  • Google AdSense uses cookies to serve ads.
  • Cloudflare may set security cookies.
  • Google Analytics (GA4) uses cookies to measure traffic.

Advertising

We display advertisements through Google AdSense. Google and its advertising partners may use cookies and web beacons to serve ads based on your prior visits to this and other websites. This includes:

  • Google's use of the DoubleClick cookie for ad serving
  • Third-party vendors and ad networks serving ads on this site

You can opt out of personalized advertising by visiting Google Ads Settings. You can also opt out of third-party vendor cookies at aboutads.info. For a full list of Google's ad technology providers, visit Google's ad technology providers page.

Data Sources

All data comes from the CFPB Consumer Complaint Database and the Federal Reserve G.19 release. No private data is used.

Editorial Independence

Content on PlainCredit is compiled by our editorial team: raw data from the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database and the Federal Reserve G.19 Consumer Credit Report is transformed into readable company and state profiles by our continuous editorial pipeline, validated against the source before publication. The PlainCredit editorial team, operating under Kiznis Studio, is responsible for editorial standards and corrections.

We do not accept payment, sponsorship, or promoted placement from banks, credit card issuers, debt collectors, credit-reporting agencies, or any covered financial company. Our only revenue source is contextual display advertising served by Google AdSense — advertisers do not influence which companies we cover or how we present complaint data, and they do not receive preferential placement.

Third-Party Services

We use the following third-party services:

Your Rights

Under GDPR, CCPA, and similar privacy regulations, you have the right to:

  • Know what data is collected about you
  • Request deletion of your data
  • Opt out of personalized advertising (see Advertising section above)
  • Use browser privacy features or ad blockers to limit tracking

If you are in the European Economic Area (EEA), you may be presented with a consent dialog for personalized advertising in compliance with GDPR. California residents may opt out of the sale of personal information under CCPA.

Children's Privacy

PlainCredit does not knowingly collect information from children under 13.

Changes

We may update this policy from time to time. Changes will be posted on this page with an updated date.

Contact

Questions? Email privacy@plaincredit.com.