CFPB Consumer Complaint Profile

Financial Filing & Reporting, Inc.

Behind the CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

55
Total complaints
Mid-range
13
Last 12 months
58.2%
Timely response
Bottom decile
24
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Financial Filing & Reporting, Inc. places #1743 by volume. Its on-time response record is at the 4th percentile among companies with 100+ complaints.

Debt collection
most-complained product
FL
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

D
PlainCredit Trust Score
41/100
Financial Filing & Reporting, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 58.2%
Share of complaints answered within the CFPB response window
Dispute Rate C+ 11.1%
Share of responses the consumer disputed (lower is better)
Relief Rate C- 1.8%
Share of complaints closed with monetary or non-monetary relief

Financial Filing & Reporting, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

58.2% Among the lowest higher than 4% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Debt collection - I do not know 15
Credit reporting or other personal consumer reports - Credit reporting 13
Debt collection - Payday loan 10
Debt collection - Credit card 7
Debt collection - Other (i.e. phone, health club, etc.) 3
Debt collection - Credit card debt 2
Consumer Loan - Installment loan 1
Debt collection - Medical 1
Credit reporting or other personal consumer reports - Other personal consumer report 1
Vehicle loan or lease - Loan 1

Top Issues

1.Taking/threatening an illegal action 11
2.Improper use of your report 11
3.False statements or representation 8
4.Cont'd attempts collect debt not owed 7
5.Communication tactics 6
6.Incorrect information on your report 2
7.Disclosure verification of debt 2
8.Improper contact or sharing of info 2
9.Managing the loan or lease 1
10.Attempts to collect debt not owed 1

Complaints by Year

Year Complaints
2013 1
2014 19
2015 14
2016 2
2022 1
2024 4
2025 12
2026year in progress 2

Complaints by State (Top 15)

Florida 6
Maryland 6
Texas 5
Tennessee 4
Illinois 4
North Carolina 3
California 3
New York 2
Virginia 2
New Jersey 2
Pennsylvania 2
Georgia 2
Arizona 2
Rhode Island 2
Indiana 1

Company Responses

Closed with explanation 35
Untimely response 19
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Financial Filing & Reporting, Inc.

The CFPB Consumer Complaint Database shows a multi-regional complaint footprint for Financial Filing & Reporting, Inc., with consumers across the country filing against it. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Taking/threatening an illegal action" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

The timely-response measure counts forwarded complaints answered inside the Bureau's 15-day window. This company's rate is far under the 95% benchmark, a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Financial Filing & Reporting, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Financial Filing & Reporting, Inc. have?

The CFPB has logged 55 complaints against Financial Filing & Reporting, Inc. to date, of which 13 came in over the last 12 months.

Does Financial Filing & Reporting, Inc. respond to complaints on time?

Financial Filing & Reporting, Inc. has a 58.2% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Financial Filing & Reporting, Inc.?

The most complained-about product for Financial Filing & Reporting, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Financial Filing & Reporting, Inc.?

The most common issue reported by consumers about Financial Filing & Reporting, Inc. is "Taking/threatening an illegal action." All complaint issues are listed above with their counts.

How do I file a complaint against Financial Filing & Reporting, Inc.?

You can file a complaint against Financial Filing & Reporting, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Financial Filing & Reporting, Inc.?

Financial Filing & Reporting, Inc. has drawn CFPB complaints from 24 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Financial Filing & Reporting, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.