CFPB Consumer Complaint Profile

NAM National Arbitration and Mediation

Consumers have filed 91 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

91
Total complaints
Mid-range
5
Last 12 months
7.7%
Timely response
Bottom decile
36
States affected

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The verdict

91 CFPB complaints put NAM National Arbitration and Mediation at #1386 out of 3,843 financial companies ranked by complaint volume. It posts a 7.7% on-time response rate, the 1st percentile among companies with 100+ complaints.

#1386
of 3,843 companies by volume
7.7%
on time (1st pctile)
Debt collection
most-complained product
36
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
29/100
NAM National Arbitration and Mediation · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 7.7%
Share of complaints answered within the CFPB response window
Dispute Rate A- 2.9%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

NAM National Arbitration and Mediation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

7.7% Among the lowest higher than 1% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

NAM National Arbitration and Mediation timely response rate 7.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 27
Debt collection - Other debt 14
Debt collection - Payday loan 12
Debt collection - Other (i.e. phone, health club, etc.) 10
Debt collection - Credit card debt 9
Debt collection - Payday loan debt 8
Payday loan, title loan, or personal loan - Payday loan 4
Debt collection - Medical 2
Debt collection - Credit card 2
Debt collection - Medical debt 1

Top Issues

1.Took or threatened to take negative or legal action 24
2.Attempts to collect debt not owed 16
3.Taking/threatening an illegal action 12
4.Communication tactics 9
5.False statements or representation 7
6.Cont'd attempts collect debt not owed 6
7.Disclosure verification of debt 3
8.Improper contact or sharing of info 3
9.Problem with the payoff process at the end of the loan 3
10.Written notification about debt 3

Complaints by Year

Year Complaints
2015 8
2016 25
2017 14
2018 20
2019 11
2020 3
2021 3
2024 2
2025 3
2026year in progress 2

Complaints by State (Top 15)

Texas 21
Ohio 5
Arizona 5
California 5
New York 4
Colorado 4
Louisiana 3
Georgia 3
Pennsylvania 3
Oregon 3
Washington 2
Missouri 2
Virginia 2
Massachusetts 2
Illinois 2

Company Responses

Untimely response 84
Closed with explanation 7

What the CFPB Complaint Record Shows for NAM National Arbitration and Mediation

The CFPB Consumer Complaint Database has logged 91 complaints against NAM National Arbitration and Mediation overall, with 5 of those filed in the trailing 12 months. Reports have come from consumers in 36 states and territories, making this a multi-regional complaint footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Took or threatened to take negative or legal action" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, NAM National Arbitration and Mediation posts a 7.7% reply rate on forwarded complaints. That trails the 95% benchmark badly, a red flag given how strongly late or missing responses predict CFPB supervisory attention. The company's response carried a 2.9% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does NAM National Arbitration and Mediation have?

91 complaints have been filed against NAM National Arbitration and Mediation with the CFPB overall - 5 of them in the past year.

Does NAM National Arbitration and Mediation respond to complaints on time?

CFPB complaints against NAM National Arbitration and Mediation draw a 7.7% timely-response rate inside the expected window. This is below the typical industry benchmark of 95%.

What product generates the most complaints for NAM National Arbitration and Mediation?

The most complained-about product for NAM National Arbitration and Mediation is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with NAM National Arbitration and Mediation?

"Took or threatened to take negative or legal action" is the single most frequently cited issue in complaints against NAM National Arbitration and Mediation - see all issues and counts above.

How do I file a complaint against NAM National Arbitration and Mediation?

You can file a complaint against NAM National Arbitration and Mediation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about NAM National Arbitration and Mediation?

The CFPB has recorded complaints against NAM National Arbitration and Mediation from 36 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for NAM National Arbitration and Mediation: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (2.9% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does NAM National Arbitration and Mediation have?

91 complaints have been filed against NAM National Arbitration and Mediation with the CFPB overall - 5 of them in the past year.

Does NAM National Arbitration and Mediation respond to complaints on time?

CFPB complaints against NAM National Arbitration and Mediation draw a 7.7% timely-response rate inside the expected window. This is below the typical industry benchmark of 95%.

What product generates the most complaints for NAM National Arbitration and Mediation?

The most complained-about product for NAM National Arbitration and Mediation is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with NAM National Arbitration and Mediation?

"Took or threatened to take negative or legal action" is the single most frequently cited issue in complaints against NAM National Arbitration and Mediation - see all issues and counts above.

How do I file a complaint against NAM National Arbitration and Mediation?

You can file a complaint against NAM National Arbitration and Mediation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about NAM National Arbitration and Mediation?

The CFPB has recorded complaints against NAM National Arbitration and Mediation from 36 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

NAM National Arbitration and Mediation's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.