2026 data Public-data reference. official source

Armada Corp.

Open-data reference.

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Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

123
Debt Collection Complaints
88.5%
of All Complaints
98.6%
Timely Response
0%
Closed with Relief

Debt Collection Complaint Breakdown

Medical debt 69
I do not know 21
Medical 17
Other debt 7
Other (i.e. phone, health club, etc.) 7
Credit card debt 2

Top Complaint Issues

1.Attempts to collect debt not owed 39
2.Written notification about debt 38
3.Incorrect information on your report 11
4.False statements or representation 11
5.Disclosure verification of debt 10
6.Communication tactics 9
7.Cont'd attempts collect debt not owed 5
8.Took or threatened to take negative or legal action 4
9.Improper contact or sharing of info 4
10.Improper use of your report 2

Company Responses

Closed with explanation 137
Closed 2
Consumers who disputed the response 32%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2014 7
2015 9
2016 7
2017 9
2018 5
2019 17
2020 11
2021 8
2022 5
2023 11
2024 15
2025 28
2026 7

Complaints by State (Top 15)

Washington 96
Nevada 26
Oregon 4
California 2
Idaho 2
Florida 2
Virginia 2
Texas 1
Arizona 1
Pennsylvania 1

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 11
Credit reporting or other personal consumer reports - Credit reporting 3
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 1
Credit card - Store credit card 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint
Full complaint profile for Armada Corp. → All debt collectors →

What the CFPB Record Shows for Armada Corp.

The CFPB has logged 123 debt-collection complaints against Armada Corp., 88.5% of the 139 complaints filed against this entity overall. Consumers in 10 states and territories have filed reports, putting this collection operation in geographically focused territory by complaint volume. Consumers most frequently describe "Medical debt" as the debt type behind their complaint about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

Within the Bureau's 15-day response window, this company answers 98.6% of forwarded complaints. That clears the industry benchmark, a sign the intake process is functioning on schedule. Among resolved cases, 0% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. Consumers formally disputed the company's response in 32% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Armada Corp. have?

Armada Corp. has 123 debt collection complaints filed with the CFPB, representing 88.5% of all complaints against this company.

Does Armada Corp. respond to complaints on time?

Armada Corp. has a 98.6% timely response rate. That puts it among the more responsive collectors in the CFPB dataset.

Does Armada Corp. provide relief to consumers?

0% of resolved complaints against Armada Corp. were closed with some form of consumer relief (monetary or non-monetary).

What type of debt does Armada Corp. primarily collect?

Armada Corp. primarily collects "Medical debt" based on CFPB complaint data. The full breakdown of debt types is shown above.

What rights do I have against Armada Corp.?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Armada Corp. active?

CFPB data shows consumer complaints against Armada Corp. from 10 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.

Read our methodology - how this data is sourced, computed, and verified.