CFPB Consumer Complaint Database 52 states & territories Free to cite

U.S. Consumer Complaint Statistics

A national snapshot of consumer complaints against financial companies, computed live from the CFPB Consumer Complaint Database. Each figure below is aggregated directly from the federal complaint records, not estimated.

14,088,398
CFPB consumer complaints
76%
name a Big-3 credit bureau
3,848
companies on record
52
states & territories

The national picture

Consumers have filed 14,088,398 complaints against 3,848 financial companies in this CFPB dataset, and the three nationwide credit bureaus alone account for about 76% of them, more than every bank, card issuer, and debt collector combined.

14,088,398
CFPB complaints in this dataset
76%
name Equifax, TransUnion or Experian
63%
are about credit reporting
3,848
companies with complaints on record

Aggregate counts across the full CFPB Consumer Complaint Database for companies meeting this dataset's reporting threshold.

Complaints by product

Credit reporting dominates the federal complaint volume; lending, debt collection, and deposit accounts follow well behind. Counts are total complaints on record for each product category.

Credit reporting or other personal co…8.9MCredit reporting, credit repair servi…2.2MDebt collection1.0MMortgage443KChecking or savings account351KCredit card296KCredit card or prepaid card206K

Cite this page

These statistics are free to quote and link with attribution. Suggested citation:

PlainCredit, "U.S. Consumer Complaint Statistics," based on the CFPB Consumer Complaint Database. https://plaincredit.com/statistics/

Source data is in the public domain. The Consumer Complaint Database is published by the Consumer Financial Protection Bureau.

Reading these numbers: complaint volume tracks how many consumers a company serves as well as how it treats them, so the largest firms naturally appear most often. Credit-reporting complaints dominate because errors on a credit report affect loans, housing, and jobs, and the same dispute is often filed against all three bureaus. Figures are refreshed when the CFPB updates its public database; they describe complaints filed, not findings of wrongdoing, and are not financial or legal advice.