Specialized Collection Systems, Inc.
A federal complaint-record lookup, not a rating from us.
Debt Collector, CFPB Complaint Profile Specializes in: Medical debt
CFPB collection forwarding receipt
Forwarded record DC-SPECIALIZED-COLLEC Specialized Collection Systems, Inc.
76 DC complaints · rank #651/656 · 89.7% timely
- DC 76
- RANK #651/656
- TIMELY 89.7%
- RELIEF 0%
- DISPUTE n/a
- STATES 10
- ISSUE Attempts to collect debt no…
- RESP Closed with explanation
- PHOTO Stern Recovery Services, In…
Volume peers
Photo peer: Stern Recovery Services, Inc. (77)
Specialized Collection Systems, Inc.'s 76 debt-collection complaints sit next to Stern Recovery Services, Inc. (77) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Specialized Collection Syst… →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2022 | 37 |
| 2023 | 14 |
| 2024 | 19 |
| 2025 | 30 |
| 2026 | 7 |
Complaints by State (Top 15)
What the CFPB Record Shows for Specialized Collection Systems, Inc.
Specialized Collection Systems, Inc. sits at #651 of 656 debt collectors in this extract by debt-collection complaint volume (1st percentile), the same ordering shown on /collectors. 76 debt-collection complaints against Specialized Collection Systems, Inc. appear in the CFPB record - 71% of the 107 complaints filed about this entity. The 10 states and territories represented make this a geographically focused operation by complaint volume. Consumers most frequently describe "Medical debt" as the debt type behind their complaint about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.
The company's timely response rate is 89.7%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That is under the 95% benchmark collectors are expected to hit, often a precursor to higher dispute rates. 0% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for Specialized Collection Systems, Inc. → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for Specialized Collection Systems, Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (76 here).
Frequently asked questions
How many CFPB debt-collection complaints does Specialized Collection Systems, Inc. have?
The CFPB extract lists 76 debt-collection complaints against Specialized Collection Systems, Inc. (#651 of 656 collectors by volume).
Does Specialized Collection Systems, Inc. respond to CFPB complaints on time?
CFPB complaints against Specialized Collection Systems, Inc. show a 89.7% timely-response rate.
What issue do consumers cite most about Specialized Collection Systems, Inc.?
"Attempts to collect debt not owed" is the leading issue tag on Specialized Collection Systems, Inc.'s CFPB complaint record.
How should I read Specialized Collection Systems, Inc.'s CFPB complaint record?
Specialized Collection Systems, Inc.'s profile is a CFPB data extract for research. For rights and filing mechanics, use the debt-collection rights and how-to-file-CFPB-complaint guides on this site.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.