ARS National Services, Inc.
A federal complaint-record lookup, not a rating from us.
Debt Collector, CFPB Complaint Profile Specializes in: Credit card debt
CFPB collection forwarding receipt
Forwarded record DC-ARS-NATIONAL-SERVI ARS National Services, Inc.
452 DC complaints · rank #198/656 · 97.7% timely
- DC 452
- RANK #198/656
- TIMELY 97.7%
- RELIEF 5.9%
- DISPUTE 6.7%
- STATES 47
- ISSUE Attempts to collect debt no…
- RESP Closed with explanation
- PHOTO Merchants
Volume peers
Photo peer: Merchants and Medical Credit Corporation, Inc. (451)
ARS National Services, Inc.'s 452 debt-collection complaints sit next to Merchants and Medical Credit Corporation, Inc. (451) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for ARS National Services, Inc. →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 11 |
| 2014 | 29 |
| 2015 | 26 |
| 2016 | 27 |
| 2017 | 43 |
| 2018 | 42 |
| 2019 | 40 |
| 2020 | 57 |
| 2021 | 50 |
| 2022 | 47 |
| 2023 | 38 |
| 2024 | 42 |
| 2025 | 68 |
| 2026 | 2 |
Complaints by State (Top 15)
What the CFPB Record Shows for ARS National Services, Inc.
PlainCredit places ARS National Services, Inc. at #198 of 656 debt collectors by CFPB debt-collection complaint volume (70th percentile), matching the Collectors directory ranking. The CFPB has logged 452 debt-collection complaints against ARS National Services, Inc., 86.6% of the 522 complaints filed against this entity overall. Consumers in 47 states and territories have filed reports, putting this collection operation in nationwide territory by complaint volume. Consumers most frequently describe "Credit card debt" as the debt type behind their complaint about this collector. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.
97.7% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That clears the industry benchmark, a sign the intake process is functioning on schedule. 5.9% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. Consumers formally disputed the company's response in 6.7% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for ARS National Services, Inc. → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for ARS National Services, Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (452 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (6.7% here).
Frequently asked questions
How many CFPB debt-collection complaints does ARS National Services, Inc. have?
The CFPB extract lists 452 debt-collection complaints against ARS National Services, Inc. (#198 of 656 collectors by volume).
Does ARS National Services, Inc. respond to CFPB complaints on time?
The timely-response rate for ARS National Services, Inc. in this extract is 97.7%.
What issue do consumers cite most about ARS National Services, Inc.?
The most-cited issue in complaints about ARS National Services, Inc. is "Attempts to collect debt not owed."
How should I read ARS National Services, Inc.'s CFPB complaint record?
Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.