BYL Collection Services
Sourced from the CFPB Consumer Complaint Database.
Debt Collector, CFPB Complaint Profile Specializes in: Other debt
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.
FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 10 |
| 2014 | 17 |
| 2015 | 13 |
| 2016 | 30 |
| 2017 | 64 |
| 2018 | 36 |
| 2019 | 17 |
| 2020 | 30 |
| 2021 | 24 |
| 2022 | 15 |
| 2023 | 13 |
| 2024 | 8 |
| 2025 | 10 |
Complaints by State (Top 15)
Other Complaint Types
Your Rights with Debt Collectors
The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.
- Request written verification of any debt within 30 days of first contact
- Dispute a debt if you believe it is incorrect or does not belong to you
- Demand the collector stop contacting you (in writing)
- File a complaint with the CFPB at consumerfinance.gov/complaint
What the CFPB Record Shows for BYL Collection Services
BYL Collection Services has 235 debt-collection complaints on file with the CFPB, which represents 81.9% of the 287 total complaints the Bureau has received about this entity. Reports have originated from consumers in 36 states and territories, making this a multi-state collection operation as measured by complaint volume. "Other debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.
Within the Bureau's 15-day response window, this company answers 99.3% of forwarded complaints. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Among resolved cases, 0% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. In 21.3% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.
How to read these numbers, and what to do if you're disputing a charge
Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Frequently Asked Questions
How many debt collection complaints does BYL Collection Services have?
The CFPB has logged 235 debt-collection complaints against BYL Collection Services, 81.9% of all complaints filed against this company.
Does BYL Collection Services respond to complaints on time?
99.3% of the CFPB complaints against BYL Collection Services get a response within the expected window. This is considered excellent.
Does BYL Collection Services provide relief to consumers?
Of resolved complaints against BYL Collection Services, 0% ended with consumer relief of some kind.
What type of debt does BYL Collection Services primarily collect?
"Other debt" is the debt type BYL Collection Services is most associated with in CFPB complaint data - see the full breakdown above.
What rights do I have against BYL Collection Services?
Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.
In how many states is BYL Collection Services active?
CFPB data shows consumer complaints against BYL Collection Services from 36 states and territories.
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.