CFPB Consumer Complaint Profile
BYL Collection Services
What 287 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-08-14
- 287
- Total complaints
- Above average
- 5
- Last 12 months
- 99.3%
- Timely response
- Above median
- 36
- States affected
The verdict
287 CFPB complaints put BYL Collection Services at #721 out of 3,843 financial companies ranked by complaint volume. Its on-time response rate is 99.3%, the 66th percentile among companies with 100+ complaints.
- #721
- of 3,843 companies by volume
- 99.3%
- on time (66th pctile)
- Debt collection
- most-complained product
- 36
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
BYL Collection Services vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
99.3% Higher than most higher than 66% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 10 |
| 2014 | 17 |
| 2015 | 13 |
| 2016 | 30 |
| 2017 | 64 |
| 2018 | 36 |
| 2019 | 17 |
| 2020 | 30 |
| 2021 | 24 |
| 2022 | 15 |
| 2023 | 13 |
| 2024 | 8 |
| 2025 | 10 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for BYL Collection Services
The CFPB Consumer Complaint Database has logged 287 complaints against BYL Collection Services overall, with 5 of those filed in the trailing 12 months. Reports have come from consumers in 36 states and territories, making this a multi-regional complaint footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.
Within the Bureau's 15-day response window, BYL Collection Services posts a 99.3% reply rate on forwarded complaints. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Resolved cases drew a formal consumer-dispute rate of 21.3% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 0%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does BYL Collection Services have?
The CFPB has logged 287 complaints against BYL Collection Services to date, of which 5 came in over the last 12 months.
Does BYL Collection Services respond to complaints on time?
CFPB complaints against BYL Collection Services draw a 99.3% timely-response rate inside the expected window. This is considered excellent.
What product generates the most complaints for BYL Collection Services?
"Debt collection" draws more CFPB complaints against BYL Collection Services than any other product - see the full breakdown above.
What is the most common complaint issue with BYL Collection Services?
Consumers most often cite "Attempts to collect debt not owed" when complaining about BYL Collection Services; the full issue list with counts is above.
How do I file a complaint against BYL Collection Services?
You can file a complaint against BYL Collection Services directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about BYL Collection Services?
BYL Collection Services has drawn CFPB complaints from 36 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for BYL Collection Services: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (21.3% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.