2026 data Public-data reference. official source

Cavalry Investments, LLC

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Credit card debt

4,461
Debt Collection Complaints
78.2%
of All Complaints
100%
Timely Response
21.7%
Closed with Relief

Debt Collection Complaint Breakdown

Credit card debt 1,942
I do not know 1,399
Credit card 594
Other debt 238
Other (i.e. phone, health club, etc.) 113
Auto debt 83
Auto 47
Medical debt 21
Medical 8
Telecommunications debt 4
Private student loan debt 3
Mortgage 3
Non-federal student loan 2
Payday loan 2
Mortgage debt 1
Rental debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 1,536
2.Written notification about debt 859
3.Incorrect information on your report 602
4.False statements or representation 517
5.Took or threatened to take negative or legal action 444
6.Cont'd attempts collect debt not owed 369
7.Disclosure verification of debt 304
8.Improper use of your report 225
9.Communication tactics 220
10.Problem with a company's investigation into an existing problem 147

Company Responses

Closed with explanation 4,467
Closed with non-monetary relief 1,213
Closed with monetary relief 26
Closed 1
Untimely response 1
Consumers who disputed the response 17.7%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 102
2014 315
2015 287
2016 260
2017 347
2018 360
2019 287
2020 334
2021 384
2022 363
2023 442
2024 759
2025 1,169
2026 299

Complaints by State (Top 15)

Florida 762
California 735
Texas 581
New York 440
Georgia 381
Pennsylvania 270
Illinois 263
New Jersey 201
Michigan 138
Ohio 126
Maryland 121
Virginia 114
Massachusetts 112
Arizona 112
South Carolina 105

Other Complaint Types

Credit reporting or other personal consumer reports - Credit reporting 671
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 418
Credit card 31
Credit card - General-purpose credit card or charge card 22
Credit reporting 20
Credit card or prepaid card - General-purpose credit card or charge card 13
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Cavalry Investments, LLC

4,461 debt-collection complaints against Cavalry Investments, LLC appear in the CFPB record - 78.2% of the 5,708 complaints filed about this entity. The 53 states and territories represented make this a nationwide operation by complaint volume. The most common debt type behind these complaints is "Credit card debt," which is the category consumers most often describe when they file a CFPB report about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

Within the Bureau's 15-day response window, this company answers 100% of forwarded complaints. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Among resolved cases, 21.7% ended with monetary or non-monetary relief to the consumer. Consumers formally disputed the company's response in 17.7% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Cavalry Investments, LLC have?

Cavalry Investments, LLC has 4,461 debt collection complaints filed with the CFPB, representing 78.2% of all complaints against this company.

Does Cavalry Investments, LLC respond to complaints on time?

100% of the CFPB complaints against Cavalry Investments, LLC get a response within the expected window. That is a strong response record by CFPB standards.

Does Cavalry Investments, LLC provide relief to consumers?

Of resolved complaints against Cavalry Investments, LLC, 21.7% ended with consumer relief of some kind.

What type of debt does Cavalry Investments, LLC primarily collect?

Cavalry Investments, LLC primarily collects "Credit card debt" based on CFPB complaint data. The full breakdown of debt types is shown above.

What rights do I have against Cavalry Investments, LLC?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Cavalry Investments, LLC active?

Consumers in 53 states and territories have filed CFPB complaints against Cavalry Investments, LLC.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.