2026 data Public-data reference. official source

Collection Receivables, Inc.

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

141
Debt Collection Complaints
82.5%
of All Complaints
98.8%
Timely Response
14%
Closed with Relief

Debt Collection Complaint Breakdown

Other debt 76
I do not know 54
Medical debt 10
Auto debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 61
2.Written notification about debt 25
3.False statements or representation 20
4.Communication tactics 16
5.Took or threatened to take negative or legal action 12
6.Incorrect information on your report 10
7.Problem with a company's investigation into an existing problem 8
8.Problem with a credit reporting company's investigation into an existing problem 5
9.Threatened to contact someone or share information improperly 4
10.Improper use of your report 4

Company Responses

Closed with explanation 147
Closed with monetary relief 18
Closed with non-monetary relief 6
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2021 15
2022 20
2023 14
2024 28
2025 70
2026 24

Complaints by State (Top 15)

Georgia 75
South Carolina 28
Texas 17
Alabama 16
Louisiana 14
Tennessee 7
Florida 6
Mississippi 2
Minnesota 2
Maryland 1
North Carolina 1
Colorado 1
Washington 1

Other Complaint Types

Credit reporting or other personal consumer reports - Credit reporting 14
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 13
Debt or credit management - Debt settlement 3
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Collection Receivables, Inc.

The CFPB has logged 141 debt-collection complaints against Collection Receivables, Inc., 82.5% of the 171 complaints filed against this entity overall. Consumers in 13 states and territories have filed reports, putting this collection operation in geographically focused territory by complaint volume. "Other debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

98.8% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Of resolved cases, 14% closed with monetary or non-monetary relief to the consumer.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Collection Receivables, Inc. have?

141 debt-collection complaints against Collection Receivables, Inc. appear in the CFPB record - 82.5% of the company's total complaint volume.

Does Collection Receivables, Inc. respond to complaints on time?

Collection Receivables, Inc.'s CFPB timely-response rate is 98.8%. That is a strong response record by CFPB standards.

Does Collection Receivables, Inc. provide relief to consumers?

Of resolved complaints against Collection Receivables, Inc., 14% ended with consumer relief of some kind.

What type of debt does Collection Receivables, Inc. primarily collect?

Based on CFPB complaint records, Collection Receivables, Inc.'s primary debt type is "Other debt"; the complete breakdown is shown above.

What rights do I have against Collection Receivables, Inc.?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Collection Receivables, Inc. active?

Consumers in 13 states and territories have filed CFPB complaints against Collection Receivables, Inc..

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.