CFPB Consumer Complaint Profile

Collection Receivables, Inc.

Behind the 171 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-05-15

171
Total complaints
84
Last 12 months
98.8%
Timely response
13
States affected

The verdict

Collection Receivables, Inc. ranks #1028 of 3,848 financial companies by CFPB complaint volume, with 171 complaints on record. It answers 98.8% of complaints on time - above the 93% median for companies with 100+ complaints.

#1028
of 3,848 companies by volume
98.8%
answered on time
Debt collection
most-complained product
13
states with complaints
Collection Receivables, Inc. timely response rate 98.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other debt 76
Debt collection - I do not know 54
Credit reporting or other personal consumer reports - Credit reporting 14
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 13
Debt collection - Medical debt 10
Debt or credit management - Debt settlement 3
Debt collection - Auto debt 1

Top Issues

1.Attempts to collect debt not owed 61
2.Written notification about debt 25
3.False statements or representation 20
4.Communication tactics 16
5.Took or threatened to take negative or legal action 12
6.Incorrect information on your report 10
7.Problem with a company's investigation into an existing problem 8
8.Problem with a credit reporting company's investigation into an existing problem 5
9.Threatened to contact someone or share information improperly 4
10.Improper use of your report 4

Complaints by Year

Year Complaints
2021 15
2022 20
2023 14
2024 28
2025 70
2026 24

Complaints by State (Top 15)

Georgia 75
South Carolina 28
Texas 17
Alabama 16
Louisiana 14
Tennessee 7
Florida 6
Mississippi 2
Minnesota 2
Maryland 1
North Carolina 1
Colorado 1
Washington 1

Company Responses

Closed with explanation 147
Closed with monetary relief 18
Closed with non-monetary relief 6

What the CFPB Complaint Record Shows for Collection Receivables, Inc.

Collection Receivables, Inc. carries 171 complaints in the CFPB's database, 84 of them filed within the past 12 months. Consumers spanning 13 states and territories have weighed in, giving this a geographically concentrated footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

98.8% of CFPB-forwarded complaints against Collection Receivables, Inc. get a reply inside the Bureau's 15-day window. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 14% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Collection Receivables, Inc. have?

171 complaints have been filed against Collection Receivables, Inc. with the CFPB overall - 84 of them in the past year.

Does Collection Receivables, Inc. respond to complaints on time?

Collection Receivables, Inc.'s CFPB timely-response rate is 98.8%. That is a strong response record by CFPB standards.

What product generates the most complaints for Collection Receivables, Inc.?

The most complained-about product for Collection Receivables, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Collection Receivables, Inc.?

The most common issue reported by consumers about Collection Receivables, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Collection Receivables, Inc.?

You can file a complaint against Collection Receivables, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Collection Receivables, Inc.?

The CFPB has recorded complaints against Collection Receivables, Inc. from 13 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

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Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026