Commercial Acceptance Company
Sourced from the CFPB Consumer Complaint Database.
Debt Collector, CFPB Complaint Profile Specializes in: Medical debt
CFPB collection forwarding receipt
Forwarded record DC-COMMERCIAL-ACCEPTA Commercial Acceptance Company
274 DC complaints · rank #297/656 · 94.3% timely
- DC 274
- RANK #297/656
- TIMELY 94.3%
- RELIEF 0%
- DISPUTE 23.5%
- STATES 22
- ISSUE Attempts to collect debt no…
- RESP Closed with explanation
- PHOTO Remex, Inc.
Photo peer: Remex, Inc. (274)
Commercial Acceptance Company's 274 debt-collection complaints sit next to Remex, Inc. (274) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Commercial Acceptance Compa… →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2014 | 12 |
| 2015 | 9 |
| 2016 | 11 |
| 2017 | 7 |
| 2018 | 14 |
| 2019 | 13 |
| 2020 | 28 |
| 2021 | 35 |
| 2022 | 29 |
| 2023 | 37 |
| 2024 | 53 |
| 2025 | 80 |
| 2026 | 23 |
Complaints by State (Top 15)
What the CFPB Record Shows for Commercial Acceptance Company
According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, Commercial Acceptance Company ranks #297 of 656 debt collectors by debt-collection complaint volume (55th percentile), using the same dc_complaints sort as the Collectors directory. 274 debt-collection complaints against Commercial Acceptance Company appear in the CFPB record - 78.1% of the 351 complaints filed about this entity. The 22 states and territories represented make this a multi-state operation by complaint volume. The most common debt type behind these complaints is "Medical debt," which is the category consumers most often describe when they file a CFPB report about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.
The company's timely response rate is 94.3%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That is under the 95% benchmark collectors are expected to hit, often a precursor to higher dispute rates. 0% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. In 23.5% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for Commercial Acceptance Company → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for Commercial Acceptance Company: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (274 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (23.5% here).
Frequently asked questions
How many CFPB debt-collection complaints does Commercial Acceptance Company have?
Commercial Acceptance Company has 274 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #297 of 656 collectors by that volume.
Does Commercial Acceptance Company respond to CFPB complaints on time?
Commercial Acceptance Company's timely response rate on CFPB complaints is 94.3%.
What issue do consumers cite most about Commercial Acceptance Company?
"Attempts to collect debt not owed" is the leading issue tag on Commercial Acceptance Company's CFPB complaint record.
How should I read Commercial Acceptance Company's CFPB complaint record?
These figures summarize what consumers filed with the CFPB about Commercial Acceptance Company. They are educational, not advice - see the debt-collection rights and CFPB filing guides for next steps on a live dispute.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.