2026 data Public-data reference. official source

Complete Credit Solutions, Inc.

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

CFPB collection forwarding receipt

Forwarded record DC-COMPLETE-CREDIT-SO Complete Credit Solutions, Inc.

276 DC complaints · rank #294/656 · 98.5% timely

  • DC 276
  • RANK #294/656
  • TIMELY 98.5%
  • RELIEF 0.5%
  • DISPUTE 27.3%
  • STATES 36
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO N.A.R., Inc.

Photo peer: N.A.R., Inc. (276)

N.A.R., Inc.276International Computer Syste…277Receivables Management Corpo…277Complete Credit Solutions, I…276
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Complete Credit Solutions, Inc.'s 276 debt-collection complaints sit next to N.A.R., Inc. (276) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Complete Credit Solutions,… →

Debt Collection Complaint Breakdown

I do not know 149
Other debt 70
Credit card debt 31
Payday loan debt 15
Credit card 6
Telecommunications debt 2
Other (i.e. phone, health club, etc.) 2
Rental debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 129
2.Incorrect information on your report 64
3.Written notification about debt 58
4.Took or threatened to take negative or legal action 43
5.False statements or representation 27
6.Improper use of your report 23
7.Problem with a credit reporting company's investigation into an existing problem 14
8.Problem with a company's investigation into an existing problem 11
9.Communication tactics 9
10.Disclosure verification of debt 4

Company Responses

Closed with explanation 390
Closed with monetary relief 1
Closed with non-monetary relief 1
Consumers who disputed the response 27.3%

Complaints by Year

Year Complaints
2014 6
2015 2
2016 3
2017 5
2018 9
2019 21
2020 29
2021 66
2022 39
2023 43
2024 78
2025 73
2026 18

Complaints by State (Top 15)

Texas 76
Georgia 38
North Carolina 34
Florida 31
California 26
Alabama 15
Ohio 15
New York 15
Maryland 15
Pennsylvania 15
Illinois 13
Arizona 9
Virginia 9
Tennessee 9
Mississippi 8

What the CFPB Record Shows for Complete Credit Solutions, Inc.

PlainCredit places Complete Credit Solutions, Inc. at #294 of 656 debt collectors by CFPB debt-collection complaint volume (55th percentile), matching the Collectors directory ranking. The CFPB has logged 276 debt-collection complaints against Complete Credit Solutions, Inc., 70.4% of the 392 complaints filed against this entity overall. Consumers in 36 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. The most common debt type behind these complaints is "Other debt," which is the category consumers most often describe when they file a CFPB report about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

Within the Bureau's 15-day response window, this company answers 98.5% of forwarded complaints. That is at or above benchmark levels, pointing to an intake process working as intended. Among resolved cases, 0.5% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. In 27.3% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Complete Credit Solutions, Inc. → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Complete Credit Solutions, Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Frequently asked questions

How many CFPB debt-collection complaints does Complete Credit Solutions, Inc. have?

The CFPB extract lists 276 debt-collection complaints against Complete Credit Solutions, Inc. (#294 of 656 collectors by volume).

Does Complete Credit Solutions, Inc. respond to CFPB complaints on time?

CFPB complaints against Complete Credit Solutions, Inc. show a 98.5% timely-response rate.

What issue do consumers cite most about Complete Credit Solutions, Inc.?

Consumers most often name "Attempts to collect debt not owed" when complaining about Complete Credit Solutions, Inc..

How should I read Complete Credit Solutions, Inc.'s CFPB complaint record?

These figures summarize what consumers filed with the CFPB about Complete Credit Solutions, Inc.. They are educational, not advice - see the debt-collection rights and CFPB filing guides for next steps on a live dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.