2026 data Public-data reference. official source

Credico. Inc

Sourced from the CFPB Consumer Complaint Database.

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Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

CFPB collection forwarding receipt

Forwarded record DC-CREDICO-INC Credico. Inc

115 DC complaints · rank #563/656 · 99.2% timely

  • DC 115
  • RANK #563/656
  • TIMELY 99.2%
  • RELIEF 0%
  • DISPUTE 26.3%
  • STATES 19
  • ISSUE False statements or represe…
  • RESP Closed with explanation
  • PHOTO Cornerstone Holdings, Inc.

Volume peers

Photo peer: Cornerstone Holdings, Inc. (115)

Cornerstone Holdings, Inc.115United Credit and Collection…115JDJ Investments, INC.115Credico. Inc (this)115
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Credico. Inc's 115 debt-collection complaints sit next to Cornerstone Holdings, Inc. (115) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Credico. Inc →

Debt Collection Complaint Breakdown

Medical debt 62
Medical 27
Other debt 9
I do not know 9
Other (i.e. phone, health club, etc.) 7
Credit card 1

Top Complaint Issues

1.False statements or representation 22
2.Communication tactics 19
3.Written notification about debt 19
4.Took or threatened to take negative or legal action 16
5.Attempts to collect debt not owed 14
6.Cont'd attempts collect debt not owed 12
7.Taking/threatening an illegal action 4
8.Disclosure verification of debt 4
9.Improper contact or sharing of info 3
10.Threatened to contact someone or share information improperly 2

Company Responses

Closed with explanation 119
Consumers who disputed the response 26.3%

Complaints by Year

Year Complaints
2014 12
2015 10
2016 9
2017 19
2018 6
2019 9
2020 2
2021 9
2022 5
2023 10
2024 14
2025 13
2026 1

Complaints by State (Top 15)

South Dakota 76
North Dakota 11
Ohio 4
Illinois 3
Minnesota 3
Colorado 3
South Carolina 3
Wyoming 2
Louisiana 2
New Jersey 1
California 1
Virginia 1
Missouri 1
Florida 1
Oklahoma 1

What the CFPB Record Shows for Credico. Inc

According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, Credico. Inc ranks #563 of 656 debt collectors by debt-collection complaint volume (14th percentile), using the same dc_complaints sort as the Collectors directory. 115 debt-collection complaints against Credico. Inc appear in the CFPB record - 96.6% of the 119 complaints filed about this entity. The 19 states and territories represented make this a multi-state operation by complaint volume. The most common debt type behind these complaints is "Medical debt," which is the category consumers most often describe when they file a CFPB report about this collector. The single most-cited specific issue is "False statements or representation" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

Within the Bureau's 15-day response window, this company answers 99.2% of forwarded complaints. That clears the industry benchmark, a sign the intake process is functioning on schedule. Among resolved cases, 0% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. The response was formally disputed in 26.3% of resolved cases, indicating how frequently the initial fix fell short.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Credico. Inc → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Credico. Inc: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Similar complaint volume

Nearest collectors by debt-collection complaint count (115 here).

American Recovery Service Incorporated 115 Cornerstone Holdings, Inc. 115 Global Recovery Group 115 JDJ Investments, INC. 115

Similar dispute rates

Nearest collectors by share of complaints marked disputed (26.3% here).

Aargon Agency, Inc. 26.3% Fein, Such, Kahn & Shepard, P.C. 26.3% RSI Enterprises, Inc. 26.3% Stenger & Stenger, P.C 26.3%

Frequently asked questions

How many CFPB debt-collection complaints does Credico. Inc have?

Credico. Inc has 115 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #563 of 656 collectors by that volume.

Does Credico. Inc respond to CFPB complaints on time?

CFPB complaints against Credico. Inc show a 99.2% timely-response rate.

What issue do consumers cite most about Credico. Inc?

The most-cited issue in complaints about Credico. Inc is "False statements or representation."

How should I read Credico. Inc's CFPB complaint record?

These figures summarize what consumers filed with the CFPB about Credico. Inc. They are educational, not advice - see the debt-collection rights and CFPB filing guides for next steps on a live dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.

Read our methodology - how this data is sourced, computed, and verified.