2026 data Public-data reference. official source

Diversified Acceptance Corporation

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

CFPB collection forwarding receipt

Forwarded record DC-DIVERSIFIED-ACCEPT Diversified Acceptance Corporation

95 DC complaints · rank #613/656 · 24.5% timely

  • DC 95
  • RANK #613/656
  • TIMELY 24.5%
  • RELIEF 0%
  • DISPUTE 9.7%
  • STATES 13
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO Trojan Professional Service…

Photo peer: Trojan Professional Services, Inc. (95)

Trojan Professional Services…95ULRS, Inc.95Creditor's Collection Servic…95Diversified Acceptance Corpo…95
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Diversified Acceptance Corporation's 95 debt-collection complaints sit next to Trojan Professional Services, Inc. (95) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Diversified Acceptance Corp… →

Debt Collection Complaint Breakdown

Medical debt 37
Medical 22
I do not know 20
Other debt 10
Credit card debt 3
Other (i.e. phone, health club, etc.) 2
Non-federal student loan 1

Top Complaint Issues

1.Attempts to collect debt not owed 32
2.Cont'd attempts collect debt not owed 18
3.Written notification about debt 13
4.False statements or representation 12
5.Took or threatened to take negative or legal action 7
6.Disclosure verification of debt 7
7.Communication tactics 6
8.Incorrect information on your report 6
9.Problem with a credit reporting company's investigation into an existing problem 1

Company Responses

Closed with explanation 66
Untimely response 36
Consumers who disputed the response 9.7%

Complaints by Year

Year Complaints
2014 8
2015 12
2016 9
2017 10
2018 4
2019 10
2020 16
2021 18
2022 11
2023 1
2025 3

Complaints by State (Top 15)

California 76
Florida 6
Texas 4
New Jersey 3
Georgia 2
Virginia 2
Oregon 2
North Carolina 1
South Carolina 1
Pennsylvania 1
Kentucky 1
Ohio 1
Michigan 1

What the CFPB Record Shows for Diversified Acceptance Corporation

PlainCredit places Diversified Acceptance Corporation at #613 of 656 debt collectors by CFPB debt-collection complaint volume (7th percentile), matching the Collectors directory ranking. The CFPB has logged 95 debt-collection complaints against Diversified Acceptance Corporation, 93.1% of the 102 complaints filed against this entity overall. Consumers in 13 states and territories have filed reports, putting this collection operation in geographically focused territory by complaint volume. "Medical debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

The company's timely response rate is 24.5%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That is far under the 95% benchmark, a material red flag since late or missing responses are strongly linked to CFPB supervisory action against collectors. 0% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. Consumers formally disputed the company's response in 9.7% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Diversified Acceptance Corporation → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Diversified Acceptance Corporation: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Similar complaint volume

Nearest collectors by debt-collection complaint count (95 here).

Similar dispute rates

Nearest collectors by share of complaints marked disputed (9.7% here).

Frequently asked questions

How many CFPB debt-collection complaints does Diversified Acceptance Corporation have?

95 debt-collection complaints name Diversified Acceptance Corporation in this CFPB extract - corpus rank #613/656.

Does Diversified Acceptance Corporation respond to CFPB complaints on time?

Diversified Acceptance Corporation's timely response rate on CFPB complaints is 24.5%.

What issue do consumers cite most about Diversified Acceptance Corporation?

"Attempts to collect debt not owed" is the leading issue tag on Diversified Acceptance Corporation's CFPB complaint record.

How should I read Diversified Acceptance Corporation's CFPB complaint record?

Diversified Acceptance Corporation's profile is a CFPB data extract for research. For rights and filing mechanics, use the debt-collection rights and how-to-file-CFPB-complaint guides on this site.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.