2026 data Public-data reference. official source

Dyck-O'Neal, Inc.

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Mortgage

CFPB collection forwarding receipt

Forwarded record DC-DYCK-O-NEAL-INC Dyck-O'Neal, Inc.

179 DC complaints · rank #427/656 · 93.8% timely

  • DC 179
  • RANK #427/656
  • TIMELY 93.8%
  • RELIEF 1.5%
  • DISPUTE 29.4%
  • STATES 34
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO Starmark Financial LLC

Photo peer: Starmark Financial LLC (179)

Starmark Financial LLC179Thunderbird Collection Speci…179National Commercial Services…179Dyck-O'Neal, Inc. (this)179
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Dyck-O'Neal, Inc.'s 179 debt-collection complaints sit next to Starmark Financial LLC (179) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Dyck-O'Neal, Inc. →

Debt Collection Complaint Breakdown

Mortgage 63
I do not know 50
Mortgage debt 33
Other debt 25
Other (i.e. phone, health club, etc.) 8

Top Complaint Issues

1.Attempts to collect debt not owed 51
2.Cont'd attempts collect debt not owed 41
3.Disclosure verification of debt 19
4.Incorrect information on your report 18
5.False statements or representation 15
6.Took or threatened to take negative or legal action 15
7.Communication tactics 14
8.Written notification about debt 13
9.Struggling to pay mortgage 13
10.Loan modification,collection,foreclosure 11

Company Responses

Closed with explanation 269
Closed with non-monetary relief 3
Closed 1
Closed with monetary relief 1
Consumers who disputed the response 29.4%

Complaints by Year

Year Complaints
2013 1
2014 41
2015 28
2016 37
2017 28
2018 22
2019 29
2020 28
2021 13
2022 13
2023 14
2024 9
2025 10
2026 1

Complaints by State (Top 15)

Florida 51
California 28
Maryland 24
Texas 24
New York 15
Michigan 14
Georgia 11
Tennessee 9
Pennsylvania 9
Illinois 9
Colorado 8
Virginia 8
Alabama 7
Missouri 5
Ohio 5

What the CFPB Record Shows for Dyck-O'Neal, Inc.

According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, Dyck-O'Neal, Inc. ranks #427 of 656 debt collectors by debt-collection complaint volume (35th percentile), using the same dc_complaints sort as the Collectors directory. 179 debt-collection complaints against Dyck-O'Neal, Inc. appear in the CFPB record - 65.3% of the 274 complaints filed about this entity. The 34 states and territories represented make this a multi-state operation by complaint volume. Consumers most frequently describe "Mortgage" as the debt type behind their complaint about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

Within the Bureau's 15-day response window, this company answers 93.8% of forwarded complaints. That is under the 95% benchmark collectors are expected to hit, often a precursor to higher dispute rates. Among resolved cases, 1.5% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. Consumers formally disputed the company's response in 29.4% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Dyck-O'Neal, Inc. → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Dyck-O'Neal, Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Frequently asked questions

How many CFPB debt-collection complaints does Dyck-O'Neal, Inc. have?

Dyck-O'Neal, Inc. has 179 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #427 of 656 collectors by that volume.

Does Dyck-O'Neal, Inc. respond to CFPB complaints on time?

The timely-response rate for Dyck-O'Neal, Inc. in this extract is 93.8%.

What issue do consumers cite most about Dyck-O'Neal, Inc.?

The most-cited issue in complaints about Dyck-O'Neal, Inc. is "Attempts to collect debt not owed."

How should I read Dyck-O'Neal, Inc.'s CFPB complaint record?

These figures summarize what consumers filed with the CFPB about Dyck-O'Neal, Inc.. They are educational, not advice - see the debt-collection rights and CFPB filing guides for next steps on a live dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.