2026 data Public-data reference. official source

Kriya Capital, LLC

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Telecommunications debt

11,461
Debt Collection Complaints
80.8%
of All Complaints
99.8%
Timely Response
81.5%
Closed with Relief

Debt Collection Complaint Breakdown

I do not know 5,262
Telecommunications debt 2,834
Other debt 2,551
Credit card debt 274
Medical debt 269
Other (i.e. phone, health club, etc.) 182
Medical 63
Rental debt 11
Auto debt 6
Payday loan debt 3
Private student loan debt 2
Credit card 2
Federal student loan debt 1
Non-federal student loan 1

Top Complaint Issues

1.Attempts to collect debt not owed 5,887
2.Written notification about debt 1,941
3.Incorrect information on your report 1,421
4.Took or threatened to take negative or legal action 1,357
5.False statements or representation 1,172
6.Improper use of your report 692
7.Communication tactics 669
8.Problem with a company's investigation into an existing problem 361
9.Cont'd attempts collect debt not owed 176
10.Problem with a credit reporting company's investigation into an existing problem 173

Company Responses

Closed with non-monetary relief 11,573
In progress 1,546
Closed with explanation 1,070
Closed 4
Consumers who disputed the response 13.2%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2014 9
2015 96
2016 151
2017 179
2018 225
2019 334
2020 544
2021 748
2022 841
2023 1,291
2024 2,403
2025 5,270
2026 2,102

Complaints by State (Top 15)

Texas 2,053
Florida 1,571
Georgia 1,314
California 1,244
Illinois 732
Louisiana 524
Pennsylvania 519
New York 469
North Carolina 419
Ohio 408
Michigan 394
Virginia 376
Arizona 335
Alabama 335
New Jersey 324

Other Complaint Types

Credit reporting or other personal consumer reports - Credit reporting 1,993
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 657
Debt or credit management - Debt settlement 22
Credit reporting or other personal consumer reports - Other personal consumer report 17
Debt or credit management - Credit repair services 13
Credit card - General-purpose credit card or charge card 11
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Kriya Capital, LLC

11,461 debt-collection complaints against Kriya Capital, LLC appear in the CFPB record - 80.8% of the 14,193 complaints filed about this entity. The 55 states and territories represented make this a nationwide operation by complaint volume. Consumers most frequently describe "Telecommunications debt" as the debt type behind their complaint about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

Within the Bureau's 15-day response window, this company answers 99.8% of forwarded complaints. That is at or above benchmark levels, pointing to an intake process working as intended. 81.5% of resolved cases against this company closed with some form of consumer relief, a relatively high ratio for the debt-collection segment. Consumers formally disputed the company's response in 13.2% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Kriya Capital, LLC have?

The CFPB has logged 11,461 debt-collection complaints against Kriya Capital, LLC, 80.8% of all complaints filed against this company.

Does Kriya Capital, LLC respond to complaints on time?

99.8% of the CFPB complaints against Kriya Capital, LLC get a response within the expected window. That is a strong response record by CFPB standards.

Does Kriya Capital, LLC provide relief to consumers?

81.5% of resolved complaints against Kriya Capital, LLC were closed with some form of consumer relief (monetary or non-monetary). This is a relatively high relief rate.

What type of debt does Kriya Capital, LLC primarily collect?

Based on CFPB complaint records, Kriya Capital, LLC's primary debt type is "Telecommunications debt"; the complete breakdown is shown above.

What rights do I have against Kriya Capital, LLC?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Kriya Capital, LLC active?

Consumers in 55 states and territories have filed CFPB complaints against Kriya Capital, LLC.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.