CFPB Consumer Complaint Profile
Kriya Capital, LLC
What 14,193 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
Data updated 2026-08-14
- 14,193
- Total complaints
- Among the highest
- 6,338
- Last 12 months
- 99.8%
- Timely response
- Top decile
- 55
- States affected
The verdict
Kriya Capital, LLC ranks #49 of 3,843 financial companies by CFPB complaint volume, with 14,193 complaints on record. On-time replies land at 99.8%, the 79th percentile for the 100+ complaint peer group.
- #49
- of 3,843 companies by volume
- 99.8%
- on time (79th pctile)
- Debt collection
- most-complained product
- 55
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Kriya Capital, LLC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
99.8% Top 21% higher than 79% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
What changed
CFPB Consumer Complaint Database 2024 to 2025 complete years
- Annual CFPB complaint volume moved from 2,403 in 2024 to 5,270 in 2025 (2024 → 2025).
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2014 | 9 |
| 2015 | 96 |
| 2016 | 151 |
| 2017 | 179 |
| 2018 | 225 |
| 2019 | 334 |
| 2020 | 544 |
| 2021 | 748 |
| 2022 | 841 |
| 2023 | 1,291 |
| 2024 | 2,403 |
| 2025 | 5,270 |
| 2026year in progress | 2,102 |
Complaints by State (Top 15)
Company Responses
Kriya Capital, LLC Complaint Concentration Profile
Kriya Capital, LLC is a high-volume CFPB cohort (14,193 complaints) - enough filings to measure how concentrated the product and issue mix is, not just the headline totals. Across 32 named product lines in the stored breakdown, the leading three (Debt collection, Debt collection, Debt collection) hold a 75.0% share of product-tagged complaints. The Herfindahl index on that product mix is 0.232 (1.0 = a single product owns every tagged complaint; lower = a broader book).
On the issue side, 15 named issues appear in the top list; the leading three (Attempts to collect debt not owed, Written notification about debt, Incorrect information on your report) cover a 65.5% share of those mentions. That multi-issue footprint is the profile thin-volume companies cannot show - their pages stop at a short bar list because the sample cannot support a concentration read.
Geography tells a similar story: the top three states (Texas, Florida, Georgia) hold a 34.9% share of state-tagged volume across 55 jurisdictions on file. A concentrated state trio can hint at regional servicing stress; a flatter map usually tracks a nationwide book.
Among coded company responses, "Closed with non-monetary relief" leads at a 81.5% share among the 14,193 response-tagged complaints (11,573 filings). Read that mix next to the timely-response and relief rates above - both describe process outcomes, not a finding of wrongdoing.
Peak filing year was 2025 (5,270 complaints); the lightest year on file was 2014 (9). From 2024 to 2025, annual volume rose 119.3% (2,403 → 5,270). Year-to-year swings at this volume usually track product launches, servicing changes, and consumer awareness more than a single-event spike.
What the CFPB Complaint Record Shows for Kriya Capital, LLC
14,193 complaints against Kriya Capital, LLC appear in the CFPB record, including 6,338 from the trailing year. The 55 states and territories represented put this footprint in nationwide territory. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.
Within the Bureau's 15-day response window, Kriya Capital, LLC posts a 99.8% reply rate on forwarded complaints. That is at or above benchmark levels, a sign the company handles intake and escalation well. Consumers formally disputed the company's response at a 13.2% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 81.5% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Kriya Capital, LLC have?
The CFPB has logged 14,193 complaints against Kriya Capital, LLC to date, of which 6,338 came in over the last 12 months.
Does Kriya Capital, LLC respond to complaints on time?
CFPB complaints against Kriya Capital, LLC draw a 99.8% timely-response rate inside the expected window. That is a strong response record by CFPB standards.
What product generates the most complaints for Kriya Capital, LLC?
Among all products tied to Kriya Capital, LLC, "Debt collection" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Kriya Capital, LLC?
Consumers most often cite "Attempts to collect debt not owed" when complaining about Kriya Capital, LLC; the full issue list with counts is above.
How do I file a complaint against Kriya Capital, LLC?
You can file a complaint against Kriya Capital, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Kriya Capital, LLC?
The CFPB has recorded complaints against Kriya Capital, LLC from 55 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Kriya Capital, LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar complaint volume
Nearest companies by total CFPB complaint count (14,193 here).
Similar dispute rates
Nearest companies by share of complaints marked disputed (13.2% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.