Perfection Collection
A federal complaint-record lookup, not a rating from us.
Debt Collector, CFPB Complaint Profile Specializes in: Other debt
CFPB collection forwarding receipt
Forwarded record DC-PERFECTION-COLLECT Perfection Collection
284 DC complaints · rank #284/656 · 98.2% timely
- DC 284
- RANK #284/656
- TIMELY 98.2%
- RELIEF 0.6%
- DISPUTE 20.8%
- STATES 39
- ISSUE Attempts to collect debt no…
- RESP Closed with explanation
- PHOTO Media Collections, Inc
Photo peer: Media Collections, Inc (284)
Perfection Collection's 284 debt-collection complaints sit next to Media Collections, Inc (284) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Perfection Collection →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2016 | 13 |
| 2017 | 59 |
| 2018 | 126 |
| 2019 | 99 |
| 2020 | 33 |
| 2021 | 3 |
Complaints by State (Top 15)
What the CFPB Record Shows for Perfection Collection
According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, Perfection Collection ranks #284 of 656 debt collectors by debt-collection complaint volume (57th percentile), using the same dc_complaints sort as the Collectors directory. The CFPB has logged 284 debt-collection complaints against Perfection Collection, 85.3% of the 333 complaints filed against this entity overall. Consumers in 39 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. The most common debt type behind these complaints is "Other debt," which is the category consumers most often describe when they file a CFPB report about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.
Within the Bureau's 15-day response window, this company answers 98.2% of forwarded complaints. That is at or above benchmark levels, pointing to an intake process working as intended. 0.6% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. In 20.8% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for Perfection Collection → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for Perfection Collection: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (284 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (20.8% here).
Frequently asked questions
How many CFPB debt-collection complaints does Perfection Collection have?
The CFPB extract lists 284 debt-collection complaints against Perfection Collection (#284 of 656 collectors by volume).
Does Perfection Collection respond to CFPB complaints on time?
Perfection Collection's timely response rate on CFPB complaints is 98.2%.
What issue do consumers cite most about Perfection Collection?
Consumers most often name "Attempts to collect debt not owed" when complaining about Perfection Collection.
How should I read Perfection Collection's CFPB complaint record?
Perfection Collection's profile is a CFPB data extract for research. For rights and filing mechanics, use the debt-collection rights and how-to-file-CFPB-complaint guides on this site.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.