2026 data Public-data reference. official source

Pmab,LLC

Open-data reference.

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Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

345
Debt Collection Complaints
91.8%
of All Complaints
84.8%
Timely Response
0.8%
Closed with Relief

Debt Collection Complaint Breakdown

Medical debt 188
Medical 77
I do not know 58
Other debt 15
Other (i.e. phone, health club, etc.) 4
Credit card debt 1
Federal student loan 1
Payday loan debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 128
2.Written notification about debt 70
3.Cont'd attempts collect debt not owed 62
4.Communication tactics 25
5.False statements or representation 24
6.Disclosure verification of debt 23
7.Incorrect information on your report 19
8.Took or threatened to take negative or legal action 11
9.Problem with a credit reporting company's investigation into an existing problem 8
10.Incorrect information on credit report 1

Company Responses

Closed with explanation 373
Closed with non-monetary relief 3
Consumers who disputed the response 12.6%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 3
2014 16
2015 36
2016 40
2017 56
2018 79
2019 95
2020 50
2022 1

Complaints by State (Top 15)

North Carolina 203
South Carolina 59
Georgia 20
Florida 18
Virginia 13
Texas 10
Tennessee 6
New York 5
New Jersey 5
Illinois 4
Arkansas 4
Delaware 4
Ohio 3
Maryland 2
Louisiana 2

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 28
Credit reporting 1
Consumer Loan - Installment loan 1
Credit card or prepaid card - General-purpose credit card or charge card 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint
Full complaint profile for Pmab,LLC → All debt collectors →

What the CFPB Record Shows for Pmab,LLC

The CFPB has logged 345 debt-collection complaints against Pmab,LLC, 91.8% of the 376 complaints filed against this entity overall. Consumers in 27 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. Consumers most frequently describe "Medical debt" as the debt type behind their complaint about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

84.8% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That is under the 95% benchmark collectors are expected to hit, often a precursor to higher dispute rates. Of resolved cases, 0.8% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. The response was formally disputed in 12.6% of resolved cases, indicating how frequently the initial fix fell short.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Pmab,LLC have?

345 debt-collection complaints against Pmab,LLC appear in the CFPB record - 91.8% of the company's total complaint volume.

Does Pmab,LLC respond to complaints on time?

Pmab,LLC's CFPB timely-response rate is 84.8%.

Does Pmab,LLC provide relief to consumers?

Of resolved complaints against Pmab,LLC, 0.8% ended with consumer relief of some kind.

What type of debt does Pmab,LLC primarily collect?

Based on CFPB complaint records, Pmab,LLC's primary debt type is "Medical debt"; the complete breakdown is shown above.

What rights do I have against Pmab,LLC?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Pmab,LLC active?

Pmab,LLC has received consumer complaints from 27 states and territories, based on CFPB data.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.

Read our methodology - how this data is sourced, computed, and verified.