CFPB Consumer Complaint Profile

Pmab,LLC

What the consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

376
Total complaints
Above average
0
Last 12 months
84.8%
Timely response
Bottom quartile
27
States affected

Subscribe to this company's annual complaint changes (RSS)

The verdict

Out of 3,843 financial companies in the CFPB database, Pmab,LLC places #599 by volume. For answering complaints on time it stands at the 12th percentile in the 100+ complaint peer group.

Debt collection
most-complained product
NC
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

D
PlainCredit Trust Score
43/100
Pmab,LLC · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 84.8%
Share of complaints answered within the CFPB response window
Dispute Rate C 12.6%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.8%
Share of complaints closed with monetary or non-monetary relief

Pmab,LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

84.8% Among the lowest higher than 12% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2020 to 2022 complete years

  • Annual CFPB complaint volume moved from 50 in 2020 to 1 in 2022 (2020 → 2022).

See the full year-over-year release diff

Reading this profile

Complaints by Product

Debt collection - Medical debt 188
Debt collection - Medical 77
Debt collection - I do not know 58
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 28
Debt collection - Other debt 15
Debt collection - Other (i.e. phone, health club, etc.) 4
Debt collection - Credit card debt 1
Credit reporting 1
Consumer Loan - Installment loan 1
Debt collection - Federal student loan 1

Top Issues

1.Attempts to collect debt not owed 128
2.Written notification about debt 70
3.Cont'd attempts collect debt not owed 62
4.Communication tactics 25
5.False statements or representation 24
6.Disclosure verification of debt 23
7.Incorrect information on your report 19
8.Took or threatened to take negative or legal action 11
9.Problem with a credit reporting company's investigation into an existing problem 8
10.Incorrect information on credit report 1

Complaints by Year

Year Complaints
2013 3
2014 16
2015 36
2016 40
2017 56
2018 79
2019 95
2020 50
2022 1

Complaints by State (Top 15)

North Carolina 203
South Carolina 59
Georgia 20
Florida 18
Virginia 13
Texas 10
Tennessee 6
New York 5
New Jersey 5
Illinois 4
Arkansas 4
Delaware 4
Ohio 3
Maryland 2
Louisiana 2

Company Responses

Closed with explanation 373
Closed with non-monetary relief 3

What the CFPB Complaint Record Shows for Pmab,LLC

Pmab,LLC draws a multi-regional spread of CFPB complaints, filed by consumers in many parts of the country. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

The timely-response measure counts forwarded complaints answered inside the Bureau's 15-day window. This company's rate is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Pmab,LLC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (12.6% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Pmab,LLC have?

376 complaints have been filed against Pmab,LLC with the CFPB overall - 0 of them in the past year.

Does Pmab,LLC respond to complaints on time?

Pmab,LLC's CFPB timely-response rate is 84.8%.

What product generates the most complaints for Pmab,LLC?

The most complained-about product for Pmab,LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Pmab,LLC?

Consumers most often cite "Attempts to collect debt not owed" when complaining about Pmab,LLC; the full issue list with counts is above.

How do I file a complaint against Pmab,LLC?

You can file a complaint against Pmab,LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Pmab,LLC?

Consumers in 27 states and territories have filed complaints about Pmab,LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Pmab,LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.