PMAB,LLC

CFPB Consumer Complaint Profile

376
Total Complaints
0
Last 12 Months
84.8%
Timely Response
27
States Affected
PMAB,LLC timely response rate 84.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Medical debt 188
Debt collection — Medical 77
Debt collection — I do not know 58
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 28
Debt collection — Other debt 15
Debt collection — Other (i.e. phone, health club, etc.) 4
Debt collection — Credit card debt 1
Credit reporting 1
Consumer Loan — Installment loan 1
Debt collection — Federal student loan 1

Top Issues

1.Attempts to collect debt not owed 128
2.Written notification about debt 70
3.Cont'd attempts collect debt not owed 62
4.Communication tactics 25
5.False statements or representation 24
6.Disclosure verification of debt 23
7.Incorrect information on your report 19
8.Took or threatened to take negative or legal action 11
9.Problem with a credit reporting company's investigation into an existing problem 8
10.Incorrect information on credit report 1

Complaints by Year

Year Complaints
2013 3
2014 16
2015 36
2016 40
2017 56
2018 79
2019 95
2020 50
2022 1

Complaints by State (Top 15)

North Carolina 203
South Carolina 59
Georgia 20
Florida 18
Virginia 13
Texas 10
Tennessee 6
New York 5
New Jersey 5
Illinois 4
Arkansas 4
Delaware 4
Ohio 3
Maryland 2
Louisiana 2

Company Responses

Closed with explanation 373
Closed with non-monetary relief 3

What the CFPB Complaint Record Shows for PMAB,LLC

The CFPB Consumer Complaint Database has logged 376 complaints against PMAB,LLC overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 27 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

PMAB,LLC's timely response rate stands at 84.8%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 12.6% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0.8% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does PMAB,LLC have?

PMAB,LLC has 376 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does PMAB,LLC respond to complaints on time?

PMAB,LLC has a 84.8% timely response rate to CFPB complaints.

What product generates the most complaints for PMAB,LLC?

The most complained-about product for PMAB,LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with PMAB,LLC?

The most common issue reported by consumers about PMAB,LLC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against PMAB,LLC?

You can file a complaint against PMAB,LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about PMAB,LLC?

Consumers in 27 states and territories have filed complaints about PMAB,LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Related