2026 data Public-data reference. official source

Sa-Vit Enterprises, Inc.

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

186
Debt Collection Complaints
82.7%
of All Complaints
100%
Timely Response
0.9%
Closed with Relief

Debt Collection Complaint Breakdown

Medical debt 114
Medical 31
I do not know 27
Other debt 9
Credit card debt 4
Other (i.e. phone, health club, etc.) 1

Top Complaint Issues

1.Attempts to collect debt not owed 64
2.Written notification about debt 49
3.False statements or representation 19
4.Incorrect information on your report 19
5.Cont'd attempts collect debt not owed 16
6.Took or threatened to take negative or legal action 15
7.Communication tactics 11
8.Disclosure verification of debt 7
9.Improper use of your report 7
10.Problem with a credit reporting company's investigation into an existing problem 6

Company Responses

Closed with explanation 223
Closed with non-monetary relief 2
Consumers who disputed the response 28.6%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2014 10
2015 8
2016 15
2017 10
2018 19
2019 17
2020 27
2021 22
2022 22
2023 12
2024 19
2025 42
2026 2

Complaints by State (Top 15)

New Jersey 162
New York 16
Pennsylvania 13
Florida 10
Georgia 5
Delaware 3
Ohio 2
Maryland 2
Michigan 2
California 2
Texas 2
North Carolina 2
Puerto Rico 1
Alaska 1
Minnesota 1

Other Complaint Types

Credit reporting or other personal consumer reports - Credit reporting 19
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 18
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 1
Credit reporting 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Sa-Vit Enterprises, Inc.

Sa-Vit Enterprises, Inc. has 186 debt-collection complaints on file with the CFPB, which represents 82.7% of the 225 total complaints the Bureau has received about this entity. Reports have originated from consumers in 15 states and territories, making this a multi-state collection operation as measured by complaint volume. Consumers most frequently describe "Medical debt" as the debt type behind their complaint about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

Within the Bureau's 15-day response window, this company answers 100% of forwarded complaints. That is at or above benchmark levels, pointing to an intake process working as intended. 0.9% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. In 28.6% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Sa-Vit Enterprises, Inc. have?

The CFPB has logged 186 debt-collection complaints against Sa-Vit Enterprises, Inc., 82.7% of all complaints filed against this company.

Does Sa-Vit Enterprises, Inc. respond to complaints on time?

Sa-Vit Enterprises, Inc. has a 100% timely response rate. That is a strong response record by CFPB standards.

Does Sa-Vit Enterprises, Inc. provide relief to consumers?

Of resolved complaints against Sa-Vit Enterprises, Inc., 0.9% ended with consumer relief of some kind.

What type of debt does Sa-Vit Enterprises, Inc. primarily collect?

"Medical debt" is the debt type Sa-Vit Enterprises, Inc. is most associated with in CFPB complaint data - see the full breakdown above.

What rights do I have against Sa-Vit Enterprises, Inc.?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Sa-Vit Enterprises, Inc. active?

Consumers in 15 states and territories have filed CFPB complaints against Sa-Vit Enterprises, Inc..

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.