Sa-Vit Enterprises, Inc.

CFPB Consumer Complaint Profile

225
Total Complaints
38
Last 12 Months
100%
Timely Response
15
States Affected
Sa-Vit Enterprises, Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Medical debt 114
Debt collection — Medical 31
Debt collection — I do not know 27
Credit reporting or other personal consumer reports — Credit reporting 19
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 18
Debt collection — Other debt 9
Debt collection — Credit card debt 4
Credit reporting, credit repair services, or other personal consumer reports — Other personal consumer report 1
Credit reporting 1
Debt collection — Other (i.e. phone, health club, etc.) 1

Top Issues

1.Attempts to collect debt not owed 64
2.Written notification about debt 49
3.False statements or representation 19
4.Incorrect information on your report 19
5.Cont'd attempts collect debt not owed 16
6.Took or threatened to take negative or legal action 15
7.Communication tactics 11
8.Disclosure verification of debt 7
9.Improper use of your report 7
10.Problem with a credit reporting company's investigation into an existing problem 6

Complaints by Year

Year Complaints
2014 10
2015 8
2016 15
2017 10
2018 19
2019 17
2020 27
2021 22
2022 22
2023 12
2024 19
2025 42
2026 2

Complaints by State (Top 15)

New Jersey 162
New York 16
Pennsylvania 13
Florida 10
Georgia 5
Delaware 3
Ohio 2
Maryland 2
Michigan 2
California 2
Texas 2
North Carolina 2
Puerto Rico 1
Alaska 1
Minnesota 1

Company Responses

Closed with explanation 223
Closed with non-monetary relief 2

What the CFPB Complaint Record Shows for Sa-Vit Enterprises, Inc.

The CFPB Consumer Complaint Database has logged 225 complaints against Sa-Vit Enterprises, Inc. overall, with 38 of those filed in the trailing 12 months. Reports have come from consumers in 15 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Sa-Vit Enterprises, Inc.'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 28.6% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0.9% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Sa-Vit Enterprises, Inc. have?

Sa-Vit Enterprises, Inc. has 225 total consumer complaints filed with the CFPB, with 38 filed in the last 12 months.

Does Sa-Vit Enterprises, Inc. respond to complaints on time?

Sa-Vit Enterprises, Inc. has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Sa-Vit Enterprises, Inc.?

The most complained-about product for Sa-Vit Enterprises, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Sa-Vit Enterprises, Inc.?

The most common issue reported by consumers about Sa-Vit Enterprises, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Sa-Vit Enterprises, Inc.?

You can file a complaint against Sa-Vit Enterprises, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Sa-Vit Enterprises, Inc.?

Consumers in 15 states and territories have filed complaints about Sa-Vit Enterprises, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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