2026 data Public-data reference. official source

Senex Services Corp.

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Medical

205
Debt Collection Complaints
89.1%
of All Complaints
78.3%
Timely Response
9.6%
Closed with Relief

Debt Collection Complaint Breakdown

Medical 115
Medical debt 60
I do not know 15
Other (i.e. phone, health club, etc.) 8
Other debt 6
Credit card debt 1

Top Complaint Issues

1.Cont'd attempts collect debt not owed 62
2.Disclosure verification of debt 49
3.Attempts to collect debt not owed 38
4.Written notification about debt 23
5.Incorrect information on your report 13
6.Communication tactics 11
7.Incorrect information on credit report 7
8.False statements or representation 6
9.Improper contact or sharing of info 5
10.Taking/threatening an illegal action 5

Company Responses

Closed with explanation 208
Closed with non-monetary relief 22
Consumers who disputed the response 17.1%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 3
2014 29
2015 45
2016 42
2017 43
2018 38
2019 10
2020 6
2021 3
2022 4
2023 3
2024 2
2025 2

Complaints by State (Top 15)

New Jersey 84
Ohio 40
Missouri 22
Indiana 12
Florida 11
Kentucky 9
New York 7
Tennessee 7
Michigan 6
Texas 6
Alabama 4
Virginia 4
North Carolina 3
Louisiana 3
Illinois 2

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 18
Credit reporting 7
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Senex Services Corp.

205 debt-collection complaints against Senex Services Corp. appear in the CFPB record - 89.1% of the 230 complaints filed about this entity. The 23 states and territories represented make this a multi-state operation by complaint volume. "Medical" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The single most-cited specific issue is "Cont'd attempts collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

78.3% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That trails the 95% benchmark badly - persistently late responses are among the strongest predictors of CFPB supervisory attention toward debt collectors. Of resolved cases, 9.6% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. The response was formally disputed in 17.1% of resolved cases, indicating how frequently the initial fix fell short.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Senex Services Corp. have?

205 debt-collection complaints against Senex Services Corp. appear in the CFPB record - 89.1% of the company's total complaint volume.

Does Senex Services Corp. respond to complaints on time?

Senex Services Corp.'s CFPB timely-response rate is 78.3%. That falls well short of the 95% benchmark most collectors clear.

Does Senex Services Corp. provide relief to consumers?

Senex Services Corp. closed 9.6% of resolved complaints with some form of consumer relief, monetary or non-monetary.

What type of debt does Senex Services Corp. primarily collect?

"Medical" is the debt type Senex Services Corp. is most associated with in CFPB complaint data - see the full breakdown above.

What rights do I have against Senex Services Corp.?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Senex Services Corp. active?

CFPB data shows consumer complaints against Senex Services Corp. from 23 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.