Senex Services Corp.

CFPB Consumer Complaint Profile

230
Total Complaints
1
Last 12 Months
78.3%
Timely Response
23
States Affected
Senex Services Corp. timely response rate 78.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Medical 115
Debt collection — Medical debt 60
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 18
Debt collection — I do not know 15
Debt collection — Other (i.e. phone, health club, etc.) 8
Credit reporting 7
Debt collection — Other debt 6
Debt collection — Credit card debt 1

Top Issues

1.Cont'd attempts collect debt not owed 62
2.Disclosure verification of debt 49
3.Attempts to collect debt not owed 38
4.Written notification about debt 23
5.Incorrect information on your report 13
6.Communication tactics 11
7.Incorrect information on credit report 7
8.False statements or representation 6
9.Improper contact or sharing of info 5
10.Taking/threatening an illegal action 5

Complaints by Year

Year Complaints
2013 3
2014 29
2015 45
2016 42
2017 43
2018 38
2019 10
2020 6
2021 3
2022 4
2023 3
2024 2
2025 2

Complaints by State (Top 15)

New Jersey 84
Ohio 40
Missouri 22
Indiana 12
Florida 11
Kentucky 9
New York 7
Tennessee 7
Michigan 6
Texas 6
Alabama 4
Virginia 4
North Carolina 3
Louisiana 3
Illinois 2

Company Responses

Closed with explanation 208
Closed with non-monetary relief 22

What the CFPB Complaint Record Shows for Senex Services Corp.

The CFPB Consumer Complaint Database has logged 230 complaints against Senex Services Corp. overall, with 1 of those filed in the trailing 12 months. Reports have come from consumers in 23 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Cont'd attempts collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Senex Services Corp.'s timely response rate stands at 78.3%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is well below the 95% industry benchmark and is a material red flag — late or missing responses are one of the strongest predictors of CFPB supervisory interest. Consumers formally disputed the company's response in 17.1% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 9.6% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Senex Services Corp. have?

Senex Services Corp. has 230 total consumer complaints filed with the CFPB, with 1 filed in the last 12 months.

Does Senex Services Corp. respond to complaints on time?

Senex Services Corp. has a 78.3% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Senex Services Corp.?

The most complained-about product for Senex Services Corp. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Senex Services Corp.?

The most common issue reported by consumers about Senex Services Corp. is "Cont'd attempts collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Senex Services Corp.?

You can file a complaint against Senex Services Corp. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Senex Services Corp.?

Consumers in 23 states and territories have filed complaints about Senex Services Corp. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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