TriVerity, Inc.

CFPB Consumer Complaint Profile

164
Total Complaints
48
Last 12 Months
98.2%
Timely Response
34
States Affected
TriVerity, Inc. timely response rate 98.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — I do not know 48
Debt collection — Other debt 39
Debt collection — Credit card debt 24
Debt collection — Auto debt 22
Debt collection — Other (i.e. phone, health club, etc.) 8
Credit reporting or other personal consumer reports — Credit reporting 5
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 5
Debt collection — Auto 4
Debt collection — Credit card 3
Vehicle loan or lease — Loan 1

Top Issues

1.Attempts to collect debt not owed 54
2.Communication tactics 29
3.Written notification about debt 21
4.False statements or representation 19
5.Took or threatened to take negative or legal action 11
6.Incorrect information on your report 7
7.Threatened to contact someone or share information improperly 6
8.Disclosure verification of debt 5
9.Cont'd attempts collect debt not owed 4
10.Problem with a company's investigation into an existing problem 2

Complaints by Year

Year Complaints
2014 3
2015 9
2016 4
2017 6
2018 13
2019 7
2020 9
2021 11
2022 10
2023 12
2024 26
2025 46
2026 8

Complaints by State (Top 15)

Georgia 21
Texas 14
Illinois 13
Pennsylvania 10
California 9
Florida 9
Ohio 8
Maryland 7
Missouri 6
Iowa 5
North Carolina 5
Minnesota 5
Virginia 4
Michigan 4
Oklahoma 4

Company Responses

Closed with explanation 119
Closed with non-monetary relief 45

What the CFPB Complaint Record Shows for TriVerity, Inc.

The CFPB Consumer Complaint Database has logged 164 complaints against TriVerity, Inc. overall, with 48 of those filed in the trailing 12 months. Reports have come from consumers in 34 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

TriVerity, Inc.'s timely response rate stands at 98.2%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 26.3% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 27.4% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does TriVerity, Inc. have?

TriVerity, Inc. has 164 total consumer complaints filed with the CFPB, with 48 filed in the last 12 months.

Does TriVerity, Inc. respond to complaints on time?

TriVerity, Inc. has a 98.2% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for TriVerity, Inc.?

The most complained-about product for TriVerity, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with TriVerity, Inc.?

The most common issue reported by consumers about TriVerity, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against TriVerity, Inc.?

You can file a complaint against TriVerity, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about TriVerity, Inc.?

Consumers in 34 states and territories have filed complaints about TriVerity, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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