2026 data Public-data reference. official source

FlexShopper, Inc

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

CFPB collection forwarding receipt

Forwarded record DC-FLEXSHOPPER-INC FlexShopper, Inc

100 DC complaints · rank #597/656 · 95.8% timely

  • DC 100
  • RANK #597/656
  • TIMELY 95.8%
  • RELIEF 10.8%
  • DISPUTE n/a
  • STATES 38
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO Stallings Financial Group,…

Photo peer: Stallings Financial Group, Inc. (100)

Stallings Financial Group, I…100McNeil & Meyers Asset Manage…100Smith Debnam Narron Drake Sa…100FlexShopper, Inc (this)100
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

FlexShopper, Inc's 100 debt-collection complaints sit next to Stallings Financial Group, Inc. (100) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for FlexShopper, Inc →

Debt Collection Complaint Breakdown

Other debt 53
I do not know 30
Credit card debt 8
Payday loan debt 8
Telecommunications debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 42
2.Communication tactics 18
3.Took or threatened to take negative or legal action 15
4.Incorrect information on your report 14
5.Written notification about debt 13
6.Charged fees or interest you didn't expect 12
7.False statements or representation 8
8.Improper use of your report 6
9.Problem when making payments 5
10.Problem with additional add-on products or services 4

Company Responses

Closed with explanation 148
Closed with non-monetary relief 15
Closed with monetary relief 3

Complaints by Year

Year Complaints
2020 14
2021 23
2022 24
2023 22
2024 29
2025 49
2026 5

Complaints by State (Top 15)

Florida 25
Georgia 13
New York 12
Texas 8
California 8
Tennessee 6
Maryland 6
North Carolina 6
Louisiana 6
Arizona 6
Indiana 5
Massachusetts 5
South Carolina 5
Pennsylvania 4
Ohio 4

What the CFPB Record Shows for FlexShopper, Inc

PlainCredit places FlexShopper, Inc at #597 of 656 debt collectors by CFPB debt-collection complaint volume (9th percentile), matching the Collectors directory ranking. The CFPB has logged 100 debt-collection complaints against FlexShopper, Inc, 60.2% of the 166 complaints filed against this entity overall. Consumers in 38 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. The most common debt type behind these complaints is "Other debt," which is the category consumers most often describe when they file a CFPB report about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

The company's timely response rate is 95.8%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That is at or above benchmark levels, pointing to an intake process working as intended. 10.8% of resolved cases against this company closed with some form of consumer relief.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for FlexShopper, Inc → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for FlexShopper, Inc: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Frequently asked questions

How many CFPB debt-collection complaints does FlexShopper, Inc have?

FlexShopper, Inc has 100 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #597 of 656 collectors by that volume.

Does FlexShopper, Inc respond to CFPB complaints on time?

FlexShopper, Inc's timely response rate on CFPB complaints is 95.8%.

What issue do consumers cite most about FlexShopper, Inc?

Consumers most often name "Attempts to collect debt not owed" when complaining about FlexShopper, Inc.

How should I read FlexShopper, Inc's CFPB complaint record?

These figures summarize what consumers filed with the CFPB about FlexShopper, Inc. They are educational, not advice - see the debt-collection rights and CFPB filing guides for next steps on a live dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.