2026 data Public-data reference. official source

Stallings Financial Group, Inc.

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

100
Debt Collection Complaints
80%
of All Complaints
98.4%
Timely Response
0.8%
Closed with Relief

Debt Collection Complaint Breakdown

Medical debt 37
Medical 27
I do not know 22
Other (i.e. phone, health club, etc.) 9
Other debt 4
Credit card debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 34
2.Cont'd attempts collect debt not owed 19
3.Written notification about debt 17
4.Incorrect information on your report 12
5.Disclosure verification of debt 12
6.Problem with a credit reporting company's investigation into an existing problem 8
7.Improper contact or sharing of info 5
8.False statements or representation 5
9.Communication tactics 5
10.Took or threatened to take negative or legal action 3

Company Responses

Closed with explanation 117
Closed 5
Untimely response 2
Closed with non-monetary relief 1
Consumers who disputed the response 39%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 1
2014 6
2015 26
2016 7
2017 12
2018 7
2019 4
2020 17
2021 11
2022 16
2023 18

Complaints by State (Top 15)

Georgia 97
Florida 3
Nevada 3
Alabama 3
Mississippi 2
Kentucky 2
Pennsylvania 2
Tennessee 2
Texas 2
California 1
AS 1
GU 1
Illinois 1
New York 1
Arizona 1

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 20
Credit reporting or other personal consumer reports - Credit reporting 4
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Stallings Financial Group, Inc.

The CFPB has logged 100 debt-collection complaints against Stallings Financial Group, Inc., 80% of the 125 complaints filed against this entity overall. Consumers in 16 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. The most common debt type behind these complaints is "Medical debt," which is the category consumers most often describe when they file a CFPB report about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

Within the Bureau's 15-day response window, this company answers 98.4% of forwarded complaints. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Among resolved cases, 0.8% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. The response was formally disputed in 39% of resolved cases, indicating how frequently the initial fix fell short.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Stallings Financial Group, Inc. have?

100 debt-collection complaints against Stallings Financial Group, Inc. appear in the CFPB record - 80% of the company's total complaint volume.

Does Stallings Financial Group, Inc. respond to complaints on time?

98.4% of the CFPB complaints against Stallings Financial Group, Inc. get a response within the expected window. That puts it among the more responsive collectors in the CFPB dataset.

Does Stallings Financial Group, Inc. provide relief to consumers?

0.8% of resolved complaints against Stallings Financial Group, Inc. were closed with some form of consumer relief (monetary or non-monetary).

What type of debt does Stallings Financial Group, Inc. primarily collect?

Stallings Financial Group, Inc. primarily collects "Medical debt" based on CFPB complaint data. The full breakdown of debt types is shown above.

What rights do I have against Stallings Financial Group, Inc.?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Stallings Financial Group, Inc. active?

Consumers in 16 states and territories have filed CFPB complaints against Stallings Financial Group, Inc..

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.