2026 data Public-data reference. official source

Harvard Collections, LLC

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

CFPB collection forwarding receipt

Forwarded record DC-HARVARD-COLLECTION Harvard Collections, LLC

628 DC complaints · rank #144/656 · 89.1% timely

  • DC 628
  • RANK #144/656
  • TIMELY 89.1%
  • RELIEF 1.5%
  • DISPUTE 20.3%
  • STATES 41
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO AMCOL Systems, Inc.

Photo peer: AMCOL Systems, Inc. (628)

AMCOL Systems, Inc.628Financial Credit Service, In…627Professional Finance Company…623Harvard Collections, LLC (th…628
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Harvard Collections, LLC's 628 debt-collection complaints sit next to AMCOL Systems, Inc. (628) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Harvard Collections, LLC →

Debt Collection Complaint Breakdown

I do not know 227
Other debt 147
Medical debt 100
Other (i.e. phone, health club, etc.) 74
Medical 69
Credit card debt 5
Telecommunications debt 2
Private student loan debt 1
Credit card 1
Rental debt 1
Payday loan 1

Top Complaint Issues

1.Attempts to collect debt not owed 249
2.Written notification about debt 98
3.Cont'd attempts collect debt not owed 86
4.Incorrect information on your report 61
5.False statements or representation 58
6.Disclosure verification of debt 50
7.Communication tactics 35
8.Took or threatened to take negative or legal action 33
9.Improper use of your report 15
10.Problem with a credit reporting company's investigation into an existing problem 14

Company Responses

Closed with explanation 676
Closed 49
Closed with non-monetary relief 11
Consumers who disputed the response 20.3%

Complaints by Year

Year Complaints
2013 12
2014 53
2015 67
2016 46
2017 61
2018 50
2019 36
2020 59
2021 78
2022 47
2023 50
2024 66
2025 90
2026 21

Complaints by State (Top 15)

Illinois 185
Florida 101
Texas 81
New York 74
Georgia 33
California 24
Indiana 22
Arizona 18
New Jersey 18
Missouri 17
Tennessee 16
Virginia 14
Minnesota 10
North Carolina 10
Arkansas 10

What the CFPB Record Shows for Harvard Collections, LLC

Harvard Collections, LLC sits at #144 of 656 debt collectors in this extract by debt-collection complaint volume (78th percentile), the same ordering shown on /collectors. Harvard Collections, LLC has 628 debt-collection complaints on file with the CFPB, which represents 85.3% of the 736 total complaints the Bureau has received about this entity. Reports have originated from consumers in 41 states and territories, making this a nationwide collection operation as measured by complaint volume. "Other debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

89.1% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That is under the 95% benchmark collectors are expected to hit, often a precursor to higher dispute rates. 1.5% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. In 20.3% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Harvard Collections, LLC → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Harvard Collections, LLC: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Similar dispute rates

Nearest collectors by share of complaints marked disputed (20.3% here).

Frequently asked questions

How many CFPB debt-collection complaints does Harvard Collections, LLC have?

Harvard Collections, LLC has 628 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #144 of 656 collectors by that volume.

Does Harvard Collections, LLC respond to CFPB complaints on time?

The timely-response rate for Harvard Collections, LLC in this extract is 89.1%.

What issue do consumers cite most about Harvard Collections, LLC?

"Attempts to collect debt not owed" is the leading issue tag on Harvard Collections, LLC's CFPB complaint record.

How should I read Harvard Collections, LLC's CFPB complaint record?

Harvard Collections, LLC's profile is a CFPB data extract for research. For rights and filing mechanics, use the debt-collection rights and how-to-file-CFPB-complaint guides on this site.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.