2026 data Public-data reference. official source

Reliant Capital Solutions, LLC

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

595
Debt Collection Complaints
79.5%
of All Complaints
98.9%
Timely Response
71.8%
Closed with Relief

Debt Collection Complaint Breakdown

I do not know 216
Other debt 119
Private student loan debt 89
Federal student loan debt 68
Other (i.e. phone, health club, etc.) 24
Credit card debt 24
Medical debt 18
Non-federal student loan 17
Federal student loan 9
Medical 3
Auto debt 2
Payday loan debt 2
Telecommunications debt 2
Credit card 2

Top Complaint Issues

1.Attempts to collect debt not owed 179
2.Written notification about debt 113
3.Communication tactics 97
4.False statements or representation 83
5.Incorrect information on your report 53
6.Took or threatened to take negative or legal action 39
7.Threatened to contact someone or share information improperly 27
8.Improper use of your report 27
9.Dealing with your lender or servicer 24
10.Electronic communications 21

Company Responses

Closed with non-monetary relief 537
Closed with explanation 211
Consumers who disputed the response 20.3%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 7
2014 26
2015 17
2016 16
2017 33
2018 46
2019 45
2020 43
2021 42
2022 47
2023 48
2024 105
2025 224
2026 49

Complaints by State (Top 15)

Texas 75
Florida 64
California 61
Ohio 60
Georgia 36
Pennsylvania 35
New York 35
New Jersey 26
North Carolina 26
Indiana 25
Michigan 25
Tennessee 24
Arizona 23
Maryland 18
Alabama 17

Other Complaint Types

Credit reporting or other personal consumer reports - Credit reporting 71
Student loan - Federal student loan servicing 38
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 23
Student loan - Private student loan 9
Student loan - Non-federal student loan 4
Consumer Loan - Installment loan 2
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Reliant Capital Solutions, LLC

The CFPB has logged 595 debt-collection complaints against Reliant Capital Solutions, LLC, 79.5% of the 748 complaints filed against this entity overall. Consumers in 47 states and territories have filed reports, putting this collection operation in nationwide territory by complaint volume. "Other debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

98.9% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. 71.8% of resolved cases against this company closed with some form of consumer relief, a relatively high ratio for the debt-collection segment. Consumers formally disputed the company's response in 20.3% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Reliant Capital Solutions, LLC have?

The CFPB has logged 595 debt-collection complaints against Reliant Capital Solutions, LLC, 79.5% of all complaints filed against this company.

Does Reliant Capital Solutions, LLC respond to complaints on time?

Reliant Capital Solutions, LLC has a 98.9% timely response rate. That puts it among the more responsive collectors in the CFPB dataset.

Does Reliant Capital Solutions, LLC provide relief to consumers?

Reliant Capital Solutions, LLC closed 71.8% of resolved complaints with some form of consumer relief, monetary or non-monetary. This is a relatively high relief rate.

What type of debt does Reliant Capital Solutions, LLC primarily collect?

Based on CFPB complaint records, Reliant Capital Solutions, LLC's primary debt type is "Other debt"; the complete breakdown is shown above.

What rights do I have against Reliant Capital Solutions, LLC?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Reliant Capital Solutions, LLC active?

Consumers in 47 states and territories have filed CFPB complaints against Reliant Capital Solutions, LLC.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.