2026 data Public-data reference. official source

McCarthy, Burgess & Wolff, Inc.

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

767
Debt Collection Complaints
93.2%
of All Complaints
99.9%
Timely Response
7%
Closed with Relief

Debt Collection Complaint Breakdown

Other debt 289
I do not know 151
Telecommunications debt 123
Other (i.e. phone, health club, etc.) 102
Credit card debt 82
Credit card 8
Auto debt 7
Medical debt 1
Private student loan debt 1
Federal student loan 1
Payday loan 1
Federal student loan debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 333
2.False statements or representation 97
3.Communication tactics 93
4.Written notification about debt 84
5.Cont'd attempts collect debt not owed 83
6.Took or threatened to take negative or legal action 27
7.Incorrect information on your report 24
8.Disclosure verification of debt 23
9.Improper use of your report 15
10.Electronic communications 11

Company Responses

Closed with explanation 765
Closed with non-monetary relief 58
Consumers who disputed the response 12.9%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 12
2014 35
2015 42
2016 49
2017 62
2018 61
2019 48
2020 56
2021 53
2022 63
2023 86
2024 108
2025 124
2026 24

Complaints by State (Top 15)

California 122
Florida 75
New York 58
Texas 58
Pennsylvania 41
Georgia 34
Illinois 30
Arizona 30
Ohio 29
Virginia 29
New Jersey 28
Maryland 28
North Carolina 21
Michigan 15
Colorado 14

Other Complaint Types

Credit reporting or other personal consumer reports - Credit reporting 29
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 19
Debt or credit management - Debt settlement 2
Credit card or prepaid card - General-purpose credit card or charge card 2
Credit reporting 1
Mortgage - Other mortgage 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for McCarthy, Burgess & Wolff, Inc.

767 debt-collection complaints against McCarthy, Burgess & Wolff, Inc. appear in the CFPB record - 93.2% of the 823 complaints filed about this entity. The 50 states and territories represented make this a nationwide operation by complaint volume. The most common debt type behind these complaints is "Other debt," which is the category consumers most often describe when they file a CFPB report about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

99.9% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Among resolved cases, 7% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. Consumers formally disputed the company's response in 12.9% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does McCarthy, Burgess & Wolff, Inc. have?

767 debt-collection complaints against McCarthy, Burgess & Wolff, Inc. appear in the CFPB record - 93.2% of the company's total complaint volume.

Does McCarthy, Burgess & Wolff, Inc. respond to complaints on time?

99.9% of the CFPB complaints against McCarthy, Burgess & Wolff, Inc. get a response within the expected window. That puts it among the more responsive collectors in the CFPB dataset.

Does McCarthy, Burgess & Wolff, Inc. provide relief to consumers?

7% of resolved complaints against McCarthy, Burgess & Wolff, Inc. were closed with some form of consumer relief (monetary or non-monetary).

What type of debt does McCarthy, Burgess & Wolff, Inc. primarily collect?

McCarthy, Burgess & Wolff, Inc. primarily collects "Other debt" based on CFPB complaint data. The full breakdown of debt types is shown above.

What rights do I have against McCarthy, Burgess & Wolff, Inc.?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is McCarthy, Burgess & Wolff, Inc. active?

Consumers in 50 states and territories have filed CFPB complaints against McCarthy, Burgess & Wolff, Inc..

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.