McCarthy, Burgess & Wolff, Inc.

CFPB Consumer Complaint Profile

823
Total Complaints
118
Last 12 Months
99.9%
Timely Response
50
States Affected
McCarthy, Burgess & Wolff, Inc. timely response rate 99.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Other debt 289
Debt collection — I do not know 151
Debt collection — Telecommunications debt 123
Debt collection — Other (i.e. phone, health club, etc.) 102
Debt collection — Credit card debt 82
Credit reporting or other personal consumer reports — Credit reporting 29
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 19
Debt collection — Credit card 8
Debt collection — Auto debt 7
Debt or credit management — Debt settlement 2

Top Issues

1.Attempts to collect debt not owed 333
2.False statements or representation 97
3.Communication tactics 93
4.Written notification about debt 84
5.Cont'd attempts collect debt not owed 83
6.Took or threatened to take negative or legal action 27
7.Incorrect information on your report 24
8.Disclosure verification of debt 23
9.Improper use of your report 15
10.Electronic communications 11

Complaints by Year

Year Complaints
2013 12
2014 35
2015 42
2016 49
2017 62
2018 61
2019 48
2020 56
2021 53
2022 63
2023 86
2024 108
2025 124
2026 24

Complaints by State (Top 15)

California 122
Florida 75
New York 58
Texas 58
Pennsylvania 41
Georgia 34
Illinois 30
Arizona 30
Ohio 29
Virginia 29
New Jersey 28
Maryland 28
North Carolina 21
Michigan 15
Colorado 14

Company Responses

Closed with explanation 765
Closed with non-monetary relief 58

What the CFPB Complaint Record Shows for McCarthy, Burgess & Wolff, Inc.

The CFPB Consumer Complaint Database has logged 823 complaints against McCarthy, Burgess & Wolff, Inc. overall, with 118 of those filed in the trailing 12 months. Reports have come from consumers in 50 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

McCarthy, Burgess & Wolff, Inc.'s timely response rate stands at 99.9%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 12.9% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 7% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does McCarthy, Burgess & Wolff, Inc. have?

McCarthy, Burgess & Wolff, Inc. has 823 total consumer complaints filed with the CFPB, with 118 filed in the last 12 months.

Does McCarthy, Burgess & Wolff, Inc. respond to complaints on time?

McCarthy, Burgess & Wolff, Inc. has a 99.9% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for McCarthy, Burgess & Wolff, Inc.?

The most complained-about product for McCarthy, Burgess & Wolff, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with McCarthy, Burgess & Wolff, Inc.?

The most common issue reported by consumers about McCarthy, Burgess & Wolff, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against McCarthy, Burgess & Wolff, Inc.?

You can file a complaint against McCarthy, Burgess & Wolff, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about McCarthy, Burgess & Wolff, Inc.?

Consumers in 50 states and territories have filed complaints about McCarthy, Burgess & Wolff, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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