2026 data Public-data reference. official source

Mountain Run Solutions, LLC

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

269
Debt Collection Complaints
82.8%
of All Complaints
97.5%
Timely Response
1.2%
Closed with Relief

Debt Collection Complaint Breakdown

Other debt 195
I do not know 59
Credit card debt 10
Medical debt 4
Telecommunications debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 155
2.Written notification about debt 50
3.Incorrect information on your report 34
4.False statements or representation 27
5.Took or threatened to take negative or legal action 24
6.Problem with a credit reporting company's investigation into an existing problem 16
7.Communication tactics 11
8.Improper use of your report 4
9.Threatened to contact someone or share information improperly 2
10.Problem with a lender or other company charging your account 1

Company Responses

Closed with explanation 321
Closed with non-monetary relief 4
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2021 236
2022 72
2023 13
2024 2
2025 2

Complaints by State (Top 15)

Texas 53
Florida 33
California 30
Georgia 23
South Carolina 15
Puerto Rico 15
Ohio 14
Illinois 13
Maryland 11
North Carolina 11
Tennessee 10
Washington 9
Arizona 8
Nevada 8
New York 7

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 54
Checking or savings account - Checking account 1
Money transfer, virtual currency, or money service - Mobile or digital wallet 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Mountain Run Solutions, LLC

269 debt-collection complaints against Mountain Run Solutions, LLC appear in the CFPB record - 82.8% of the 325 complaints filed about this entity. The 39 states and territories represented make this a multi-state operation by complaint volume. "Other debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

The company's timely response rate is 97.5%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That clears the industry benchmark, a sign the intake process is functioning on schedule. Among resolved cases, 1.2% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Mountain Run Solutions, LLC have?

The CFPB has logged 269 debt-collection complaints against Mountain Run Solutions, LLC, 82.8% of all complaints filed against this company.

Does Mountain Run Solutions, LLC respond to complaints on time?

Mountain Run Solutions, LLC has a 97.5% timely response rate. That is a strong response record by CFPB standards.

Does Mountain Run Solutions, LLC provide relief to consumers?

Mountain Run Solutions, LLC closed 1.2% of resolved complaints with some form of consumer relief, monetary or non-monetary.

What type of debt does Mountain Run Solutions, LLC primarily collect?

Based on CFPB complaint records, Mountain Run Solutions, LLC's primary debt type is "Other debt"; the complete breakdown is shown above.

What rights do I have against Mountain Run Solutions, LLC?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Mountain Run Solutions, LLC active?

Consumers in 39 states and territories have filed CFPB complaints against Mountain Run Solutions, LLC.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.