Mountain Run Solutions, LLC

CFPB Consumer Complaint Profile

325
Total Complaints
0
Last 12 Months
97.5%
Timely Response
39
States Affected
Mountain Run Solutions, LLC timely response rate 97.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Other debt 195
Debt collection — I do not know 59
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 54
Debt collection — Credit card debt 10
Debt collection — Medical debt 4
Checking or savings account — Checking account 1
Money transfer, virtual currency, or money service — Mobile or digital wallet 1
Debt collection — Telecommunications debt 1

Top Issues

1.Attempts to collect debt not owed 155
2.Written notification about debt 50
3.Incorrect information on your report 34
4.False statements or representation 27
5.Took or threatened to take negative or legal action 24
6.Problem with a credit reporting company's investigation into an existing problem 16
7.Communication tactics 11
8.Improper use of your report 4
9.Threatened to contact someone or share information improperly 2
10.Problem with a lender or other company charging your account 1

Complaints by Year

Year Complaints
2021 236
2022 72
2023 13
2024 2
2025 2

Complaints by State (Top 15)

Texas 53
Florida 33
California 30
Georgia 23
South Carolina 15
Puerto Rico 15
Ohio 14
Illinois 13
Maryland 11
North Carolina 11
Tennessee 10
Washington 9
Arizona 8
Nevada 8
New York 7

Company Responses

Closed with explanation 321
Closed with non-monetary relief 4

What the CFPB Complaint Record Shows for Mountain Run Solutions, LLC

The CFPB Consumer Complaint Database has logged 325 complaints against Mountain Run Solutions, LLC overall, with 0 of those filed in the trailing 12 months. Reports have come from consumers in 39 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Mountain Run Solutions, LLC's timely response rate stands at 97.5%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 1.2% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Mountain Run Solutions, LLC have?

Mountain Run Solutions, LLC has 325 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Mountain Run Solutions, LLC respond to complaints on time?

Mountain Run Solutions, LLC has a 97.5% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Mountain Run Solutions, LLC?

The most complained-about product for Mountain Run Solutions, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Mountain Run Solutions, LLC?

The most common issue reported by consumers about Mountain Run Solutions, LLC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Mountain Run Solutions, LLC?

You can file a complaint against Mountain Run Solutions, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Mountain Run Solutions, LLC?

Consumers in 39 states and territories have filed complaints about Mountain Run Solutions, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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