2026 data Public-data reference. official source

Penn Credit Corporation

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

CFPB collection forwarding receipt

Forwarded record DC-PENN-CREDIT-CORPOR Penn Credit Corporation

2,199 DC complaints · rank #53/656 · 99.9% timely

  • DC 2,199
  • RANK #53/656
  • TIMELY 99.9%
  • RELIEF 1.3%
  • DISPUTE 15.4%
  • STATES 51
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO V and H Portfolio

Photo peer: V and H Portfolio (2,183)

V and H Portfolio2,183Receivables Performance Mana…2,228Wakefield & Associates, Inc.2,258Penn Credit Corporation (thi…2,199
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Penn Credit Corporation's 2,199 debt-collection complaints sit next to V and H Portfolio (2,183) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Penn Credit Corporation →

Debt Collection Complaint Breakdown

Other debt 910
I do not know 770
Other (i.e. phone, health club, etc.) 234
Medical debt 152
Medical 42
Credit card debt 37
Telecommunications debt 25
Auto debt 10
Credit card 7
Rental debt 3
Private student loan debt 3
Auto 2
Payday loan debt 1
Mortgage debt 1
Federal student loan debt 1
Non-federal student loan 1

Top Complaint Issues

1.Attempts to collect debt not owed 900
2.Written notification about debt 381
3.Cont'd attempts collect debt not owed 275
4.Communication tactics 226
5.Incorrect information on your report 213
6.False statements or representation 171
7.Took or threatened to take negative or legal action 109
8.Disclosure verification of debt 68
9.Improper use of your report 66
10.Problem with a credit reporting company's investigation into an existing problem 56

Company Responses

Closed with explanation 2,559
Closed with non-monetary relief 35
Consumers who disputed the response 15.4%

Complaints by Year

Year Complaints
2013 34
2014 141
2015 162
2016 149
2017 160
2018 206
2019 144
2020 156
2021 210
2022 201
2023 204
2024 312
2025 408
2026 107

Complaints by State (Top 15)

Florida 450
Pennsylvania 440
New York 249
Michigan 148
New Jersey 144
Ohio 133
Georgia 111
Texas 94
Virginia 93
California 86
Illinois 71
Maryland 67
Arizona 54
North Carolina 38
Connecticut 37

What the CFPB Record Shows for Penn Credit Corporation

According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, Penn Credit Corporation ranks #53 of 656 debt collectors by debt-collection complaint volume (92nd percentile), using the same dc_complaints sort as the Collectors directory. Penn Credit Corporation has 2,199 debt-collection complaints on file with the CFPB, which represents 84.8% of the 2,594 total complaints the Bureau has received about this entity. Reports have originated from consumers in 51 states and territories, making this a nationwide collection operation as measured by complaint volume. The most common debt type behind these complaints is "Other debt," which is the category consumers most often describe when they file a CFPB report about this collector. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

Within the Bureau's 15-day response window, this company answers 99.9% of forwarded complaints. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Among resolved cases, 1.3% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. Consumers formally disputed the company's response in 15.4% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Penn Credit Corporation → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Penn Credit Corporation: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Similar dispute rates

Nearest collectors by share of complaints marked disputed (15.4% here).

Frequently asked questions

How many CFPB debt-collection complaints does Penn Credit Corporation have?

The CFPB extract lists 2,199 debt-collection complaints against Penn Credit Corporation (#53 of 656 collectors by volume).

Does Penn Credit Corporation respond to CFPB complaints on time?

The timely-response rate for Penn Credit Corporation in this extract is 99.9%.

What issue do consumers cite most about Penn Credit Corporation?

Consumers most often name "Attempts to collect debt not owed" when complaining about Penn Credit Corporation.

How should I read Penn Credit Corporation's CFPB complaint record?

Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.