V and H Portfolio
Open-data reference.
Debt Collector, CFPB Complaint Profile Specializes in: Other debt
CFPB collection forwarding receipt
Forwarded record DC-V-AND-H-PORTFOLIO V and H Portfolio
2,183 DC complaints · rank #54/656 · 99.1% timely
- DC 2,183
- RANK #54/656
- TIMELY 99.1%
- RELIEF 15.5%
- DISPUTE 12.5%
- STATES 51
- ISSUE Attempts to collect debt no…
- RESP Closed with explanation
- PHOTO Penn Credit Corporation
Volume peers
Photo peer: Penn Credit Corporation (2,199)
V and H Portfolio's 2,183 debt-collection complaints sit next to Penn Credit Corporation (2,199) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for V and H Portfolio →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2016 | 11 |
| 2017 | 20 |
| 2018 | 16 |
| 2019 | 44 |
| 2020 | 109 |
| 2021 | 220 |
| 2022 | 159 |
| 2023 | 348 |
| 2024 | 593 |
| 2025 | 1,056 |
| 2026 | 400 |
Complaints by State (Top 15)
What the CFPB Record Shows for V and H Portfolio
According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, V and H Portfolio ranks #54 of 656 debt collectors by debt-collection complaint volume (92nd percentile), using the same dc_complaints sort as the Collectors directory. V and H Portfolio has 2,183 debt-collection complaints on file with the CFPB, which represents 73.4% of the 2,976 total complaints the Bureau has received about this entity. Reports have originated from consumers in 51 states and territories, making this a nationwide collection operation as measured by complaint volume. The most common debt type behind these complaints is "Other debt," which is the category consumers most often describe when they file a CFPB report about this collector. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.
The company's timely response rate is 99.1%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That clears the industry benchmark, a sign the intake process is functioning on schedule. Of resolved cases, 15.5% closed with monetary or non-monetary relief to the consumer. In 12.5% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for V and H Portfolio → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for V and H Portfolio: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (2,183 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (12.5% here).
Frequently asked questions
How many CFPB debt-collection complaints does V and H Portfolio have?
V and H Portfolio has 2,183 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #54 of 656 collectors by that volume.
Does V and H Portfolio respond to CFPB complaints on time?
The timely-response rate for V and H Portfolio in this extract is 99.1%.
What issue do consumers cite most about V and H Portfolio?
The most-cited issue in complaints about V and H Portfolio is "Attempts to collect debt not owed."
How should I read V and H Portfolio's CFPB complaint record?
Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.