2026 data Public-data reference. official source

Shepherd Outsourcing, LLC

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Credit card debt

CFPB collection forwarding receipt

Forwarded record DC-SHEPHERD-OUTSOURCI Shepherd Outsourcing, LLC

411 DC complaints · rank #215/656 · 99.8% timely

  • DC 411
  • RANK #215/656
  • TIMELY 99.8%
  • RELIEF 0%
  • DISPUTE n/a
  • STATES 45
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO Northland Group Inc

Photo peer: Northland Group Inc (415)

Northland Group Inc415Designed Receivable Solution…417California Business Bureau, …404Shepherd Outsourcing, LLC (t…411
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Shepherd Outsourcing, LLC's 411 debt-collection complaints sit next to Northland Group Inc (415) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Shepherd Outsourcing, LLC →

Debt Collection Complaint Breakdown

I do not know 181
Credit card debt 121
Telecommunications debt 47
Other debt 30
Medical debt 17
Payday loan debt 9
Auto debt 3
Rental debt 2
Private student loan debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 139
2.Electronic communications 130
3.Written notification about debt 40
4.Communication tactics 40
5.False statements or representation 24
6.Threatened to contact someone or share information improperly 23
7.Took or threatened to take negative or legal action 15
8.Incorrect information on your report 11
9.Improper use of your report 7
10.Problem with a company's investigation into an existing problem 3

Company Responses

Closed with explanation 437

Complaints by Year

Year Complaints
2024 87
2025 270
2026 80

Complaints by State (Top 15)

Texas 50
California 47
Florida 40
New York 34
Georgia 25
Maryland 20
Pennsylvania 18
Michigan 13
New Jersey 13
Virginia 12
Illinois 12
Massachusetts 11
Ohio 10
Oregon 10
Arizona 9

What the CFPB Record Shows for Shepherd Outsourcing, LLC

Shepherd Outsourcing, LLC sits at #215 of 656 debt collectors in this extract by debt-collection complaint volume (67th percentile), the same ordering shown on /collectors. 411 debt-collection complaints against Shepherd Outsourcing, LLC appear in the CFPB record - 94.1% of the 437 complaints filed about this entity. The 45 states and territories represented make this a nationwide operation by complaint volume. "Credit card debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

The company's timely response rate is 99.8%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That clears the industry benchmark, a sign the intake process is functioning on schedule. 0% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Shepherd Outsourcing, LLC → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Shepherd Outsourcing, LLC: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Frequently asked questions

How many CFPB debt-collection complaints does Shepherd Outsourcing, LLC have?

Shepherd Outsourcing, LLC has 411 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #215 of 656 collectors by that volume.

Does Shepherd Outsourcing, LLC respond to CFPB complaints on time?

The timely-response rate for Shepherd Outsourcing, LLC in this extract is 99.8%.

What issue do consumers cite most about Shepherd Outsourcing, LLC?

Consumers most often name "Attempts to collect debt not owed" when complaining about Shepherd Outsourcing, LLC.

How should I read Shepherd Outsourcing, LLC's CFPB complaint record?

These figures summarize what consumers filed with the CFPB about Shepherd Outsourcing, LLC. They are educational, not advice - see the debt-collection rights and CFPB filing guides for next steps on a live dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.