2026 data Public-data reference. official source

Zions Debt Holdings

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

CFPB collection forwarding receipt

Forwarded record DC-ZIONS-DEBT-HOLDING Zions Debt Holdings

1,030 DC complaints · rank #102/656 · 100% timely

  • DC 1,030
  • RANK #102/656
  • TIMELY 100%
  • RELIEF 0.1%
  • DISPUTE n/a
  • STATES 48
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO Org Gc Gp Buyer, LLC

Photo peer: Org Gc Gp Buyer, LLC (1,036)

Org Gc Gp Buyer, LLC1,036Populus Financial Group, Inc…1,043Trident Asset Management, L.…1,016Zions Debt Holdings (this)1,030
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Zions Debt Holdings's 1,030 debt-collection complaints sit next to Org Gc Gp Buyer, LLC (1,036) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Zions Debt Holdings →

Debt Collection Complaint Breakdown

I do not know 482
Other debt 469
Telecommunications debt 59
Credit card debt 12
Medical debt 4
Rental debt 3
Mortgage debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 535
2.Written notification about debt 171
3.Took or threatened to take negative or legal action 157
4.Incorrect information on your report 156
5.False statements or representation 103
6.Problem with a company's investigation into an existing problem 61
7.Improper use of your report 45
8.Electronic communications 31
9.Communication tactics 27
10.Problem with a credit reporting company's investigation into an existing problem 11

Company Responses

Closed with explanation 1,306
Closed with non-monetary relief 1

Complaints by Year

Year Complaints
2023 320
2024 285
2025 561
2026 141

Complaints by State (Top 15)

Texas 302
Florida 143
Georgia 120
California 69
North Carolina 58
Maryland 44
Illinois 41
Missouri 36
Tennessee 35
Ohio 33
Louisiana 31
Pennsylvania 30
South Carolina 28
Alabama 27
New York 26

What the CFPB Record Shows for Zions Debt Holdings

Zions Debt Holdings sits at #102 of 656 debt collectors in this extract by debt-collection complaint volume (85th percentile), the same ordering shown on /collectors. The CFPB has logged 1,030 debt-collection complaints against Zions Debt Holdings, 78.8% of the 1,307 complaints filed against this entity overall. Consumers in 48 states and territories have filed reports, putting this collection operation in nationwide territory by complaint volume. Consumers most frequently describe "Other debt" as the debt type behind their complaint about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

100% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That is at or above benchmark levels, pointing to an intake process working as intended. Of resolved cases, 0.1% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Zions Debt Holdings → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Zions Debt Holdings: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Frequently asked questions

How many CFPB debt-collection complaints does Zions Debt Holdings have?

1,030 debt-collection complaints name Zions Debt Holdings in this CFPB extract - corpus rank #102/656.

Does Zions Debt Holdings respond to CFPB complaints on time?

CFPB complaints against Zions Debt Holdings show a 100% timely-response rate.

What issue do consumers cite most about Zions Debt Holdings?

Consumers most often name "Attempts to collect debt not owed" when complaining about Zions Debt Holdings.

How should I read Zions Debt Holdings's CFPB complaint record?

Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.