2026 data Public-data reference. official source

Alorica Inc.

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Medical

1,049
Debt Collection Complaints
59.9%
of All Complaints
91.5%
Timely Response
6.9%
Closed with Relief

Debt Collection Complaint Breakdown

I do not know 313
Medical 289
Other (i.e. phone, health club, etc.) 139
Other debt 94
Federal student loan 62
Credit card debt 55
Medical debt 41
Payday loan debt 20
Credit card 15
Non-federal student loan 14
Auto debt 3
Auto 2
Payday loan 1
Federal student loan debt 1

Top Complaint Issues

1.Cont'd attempts collect debt not owed 302
2.Incorrect information on your report 215
3.Communication tactics 155
4.Disclosure verification of debt 143
5.Attempts to collect debt not owed 140
6.False statements or representation 109
7.Written notification about debt 72
8.Problem when making payments 68
9.Problem with a company's investigation into an existing problem 65
10.Charged fees or interest you didn't expect 57

Company Responses

Closed with explanation 1,627
Closed with non-monetary relief 120
Closed 2
Closed with monetary relief 1
In progress 1
Consumers who disputed the response 16.6%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 96
2014 282
2015 205
2016 96
2017 74
2018 21
2019 3
2020 56
2021 29
2022 38
2023 154
2024 260
2025 379
2026 58

Complaints by State (Top 15)

Texas 213
California 206
Florida 186
Georgia 98
New York 80
Illinois 70
Arizona 67
New Jersey 55
Pennsylvania 51
North Carolina 47
Ohio 44
Michigan 40
Virginia 40
Colorado 37
Tennessee 36

Other Complaint Types

Credit reporting or other personal consumer reports - Credit reporting 242
Payday loan, title loan, personal loan, or advance loan - Installment loan 124
Payday loan, title loan, or personal loan - Installment loan 79
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 75
Payday loan, title loan, personal loan, or advance loan - Personal line of credit 48
Debt or credit management - Debt settlement 27
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Alorica Inc.

The CFPB has logged 1,049 debt-collection complaints against Alorica Inc., 59.9% of the 1,751 complaints filed against this entity overall. Consumers in 54 states and territories have filed reports, putting this collection operation in nationwide territory by complaint volume. "Medical" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. "Cont'd attempts collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

91.5% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That is under the 95% benchmark collectors are expected to hit, often a precursor to higher dispute rates. Of resolved cases, 6.9% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. The response was formally disputed in 16.6% of resolved cases, indicating how frequently the initial fix fell short.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Alorica Inc. have?

The CFPB has logged 1,049 debt-collection complaints against Alorica Inc., 59.9% of all complaints filed against this company.

Does Alorica Inc. respond to complaints on time?

91.5% of the CFPB complaints against Alorica Inc. get a response within the expected window.

Does Alorica Inc. provide relief to consumers?

Of resolved complaints against Alorica Inc., 6.9% ended with consumer relief of some kind.

What type of debt does Alorica Inc. primarily collect?

"Medical" is the debt type Alorica Inc. is most associated with in CFPB complaint data - see the full breakdown above.

What rights do I have against Alorica Inc.?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Alorica Inc. active?

Alorica Inc. has received consumer complaints from 54 states and territories, based on CFPB data.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.