CFPB Consumer Complaint Profile

AA Recovery Solutions, Inc.

86 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-05-15

86
Total complaints
15
Last 12 months
80.2%
Timely response
30
States affected

The verdict

86 CFPB complaints put AA Recovery Solutions, Inc. at #1430 out of 3,848 financial companies ranked by complaint volume. It answers 80.2% of complaints on time - below the 93% median for companies with 100+ complaints.

#1430
of 3,848 companies by volume
80.2%
answered on time
Debt collection
most-complained product
30
states with complaints
AA Recovery Solutions, Inc. timely response rate 80.2%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 32
Debt collection - Payday loan debt 27
Debt collection - Credit card debt 11
Debt collection - Other debt 9
Debt collection - Auto debt 3
Payday loan, title loan, or personal loan - Installment loan 2
Debt collection - Medical debt 1
Payday loan, title loan, personal loan, or advance loan - Personal line of credit 1

Top Issues

1.Threatened to contact someone or share information improperly 30
2.Communication tactics 22
3.Took or threatened to take negative or legal action 15
4.Attempts to collect debt not owed 6
5.Written notification about debt 5
6.False statements or representation 4
7.Problem when making payments 2
8.Electronic communications 1
9.Problem with the payoff process at the end of the loan 1

Complaints by Year

Year Complaints
2019 16
2020 9
2021 5
2022 11
2023 14
2024 11
2025 17
2026 3

Complaints by State (Top 15)

Texas 11
California 9
Ohio 7
Arizona 5
Tennessee 5
Missouri 4
Florida 4
Virginia 3
Alabama 3
North Carolina 3
Georgia 3
Illinois 3
Delaware 2
New Mexico 2
Minnesota 2

Company Responses

Closed with explanation 86

What the CFPB Complaint Record Shows for AA Recovery Solutions, Inc.

AA Recovery Solutions, Inc. carries 86 complaints in the CFPB's database, 15 of them filed within the past 12 months. Consumers spanning 30 states and territories have weighed in, giving this a multi-regional footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Threatened to contact someone or share information improperly," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, AA Recovery Solutions, Inc. answers 80.2% of forwarded complaints. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Among resolved complaints, 0% closed with the consumer receiving monetary or non-monetary relief.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does AA Recovery Solutions, Inc. have?

86 complaints have been filed against AA Recovery Solutions, Inc. with the CFPB overall - 15 of them in the past year.

Does AA Recovery Solutions, Inc. respond to complaints on time?

AA Recovery Solutions, Inc. has a 80.2% timely response rate to CFPB complaints.

What product generates the most complaints for AA Recovery Solutions, Inc.?

"Debt collection" draws more CFPB complaints against AA Recovery Solutions, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with AA Recovery Solutions, Inc.?

Consumers most often cite "Threatened to contact someone or share information improperly" when complaining about AA Recovery Solutions, Inc.; the full issue list with counts is above.

How do I file a complaint against AA Recovery Solutions, Inc.?

You can file a complaint against AA Recovery Solutions, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about AA Recovery Solutions, Inc.?

AA Recovery Solutions, Inc. has drawn CFPB complaints from 30 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026