CFPB Consumer Complaint Profile
Absolute Credit LLC
28 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-08-14
- 28
- Total complaints
- Mid-range
- 2
- Last 12 months
- 92.9%
- Timely response
- Bottom quartile
- 10
- States affected
The verdict
Among 3,843 financial companies tracked by CFPB complaint volume, Absolute Credit LLC sits at #2422, with 28 complaints logged. It posts a 92.9% on-time response rate, the 23rd percentile among companies with 100+ complaints.
- #2422
- of 3,843 companies by volume
- 92.9%
- on time (23rd pctile)
- Debt collection
- most-complained product
- 10
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Absolute Credit LLC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
92.9% Among the lowest higher than 23% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2018 | 7 |
| 2019 | 4 |
| 2020 | 2 |
| 2021 | 4 |
| 2022 | 1 |
| 2023 | 1 |
| 2024 | 7 |
| 2025 | 1 |
| 2026year in progress | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Absolute Credit LLC
28 complaints against Absolute Credit LLC appear in the CFPB record, including 2 from the trailing year. The 10 states and territories represented put this footprint in geographically concentrated territory. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.
Within the Bureau's 15-day response window, Absolute Credit LLC posts a 92.9% reply rate on forwarded complaints. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Absolute Credit LLC have?
Absolute Credit LLC has 28 total consumer complaints filed with the CFPB, with 2 filed in the last 12 months.
Does Absolute Credit LLC respond to complaints on time?
CFPB complaints against Absolute Credit LLC draw a 92.9% timely-response rate inside the expected window.
What product generates the most complaints for Absolute Credit LLC?
Among all products tied to Absolute Credit LLC, "Debt collection" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with Absolute Credit LLC?
"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Absolute Credit LLC - see all issues and counts above.
How do I file a complaint against Absolute Credit LLC?
You can file a complaint against Absolute Credit LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Absolute Credit LLC?
Consumers in 10 states and territories have filed complaints about Absolute Credit LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.