CFPB Consumer Complaint Profile
Accord Business Funding, LLC
Consumers have filed 14 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.
Data updated 2026-05-15
- 14
- Total complaints
- 5
- Last 12 months
- 57.1%
- Timely response
- 8
- States affected
The verdict
14 CFPB complaints put Accord Business Funding, LLC at #3318 out of 3,848 financial companies ranked by complaint volume. Its on-time response rate is 57.1%, trailing the 93% median among companies with 100+ complaints.
- #3318
- of 3,848 companies by volume
- 57.1%
- answered on time
- Debt collection
- most-complained product
- 8
- states with complaints
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2017 | 1 |
| 2018 | 1 |
| 2020 | 1 |
| 2021 | 1 |
| 2022 | 1 |
| 2023 | 2 |
| 2024 | 2 |
| 2025 | 4 |
| 2026 | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Accord Business Funding, LLC
Accord Business Funding, LLC carries 14 complaints in the CFPB's database, 5 of them filed within the past 12 months. Consumers spanning 8 states and territories have weighed in, giving this a geographically concentrated footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Took or threatened to take negative or legal action" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
57.1% of CFPB-forwarded complaints against Accord Business Funding, LLC get a reply inside the Bureau's 15-day window. That is far under the 95% benchmark - a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. Of complaints that were resolved, 28.6% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Accord Business Funding, LLC have?
Accord Business Funding, LLC has 14 total consumer complaints filed with the CFPB, with 5 filed in the last 12 months.
Does Accord Business Funding, LLC respond to complaints on time?
Accord Business Funding, LLC has a 57.1% timely response rate to CFPB complaints. That trails the 95% industry benchmark by a wide margin.
What product generates the most complaints for Accord Business Funding, LLC?
"Debt collection" draws more CFPB complaints against Accord Business Funding, LLC than any other product - see the full breakdown above.
What is the most common complaint issue with Accord Business Funding, LLC?
Consumers most often cite "Took or threatened to take negative or legal action" when complaining about Accord Business Funding, LLC; the full issue list with counts is above.
How do I file a complaint against Accord Business Funding, LLC?
You can file a complaint against Accord Business Funding, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Accord Business Funding, LLC?
The CFPB has recorded complaints against Accord Business Funding, LLC from 8 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.
Similar Companies
Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.
Similar complaint volume (~14)
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.