CFPB Consumer Complaint Profile

Accounts Interchange Group LLC

What 12 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

12
Total complaints
Below average
0
Last 12 months
100%
Timely response
Top decile
12
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Accounts Interchange Group LLC has accumulated 12 complaints, placing it #3492 by volume. On-time replies land at 100%, the 86th percentile for the 100+ complaint peer group.

#3492
of 3,843 companies by volume
100%
on time (86th pctile)
Debt collection
most-complained product
12
states with complaints
C
PlainCredit Trust Score
56/100
Accounts Interchange Group LLC · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Accounts Interchange Group LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Accounts Interchange Group LLC timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 3
Debt collection - Other debt 3
Debt collection - Credit card debt 3
Credit reporting or other personal consumer reports - Credit reporting 1
Debt collection - Auto debt 1
Debt collection - Payday loan debt 1

Top Issues

1.Communication tactics 4
2.Threatened to contact someone or share information improperly 3
3.Took or threatened to take negative or legal action 2
4.Written notification about debt 2
5.Problem with a company's investigation into an existing problem 1

Complaints by Year

Year Complaints
2020 3
2021 4
2022 2
2024 2
2025 1

Complaints by State (Top 15)

Indiana 1
Georgia 1
Arkansas 1
Illinois 1
Maryland 1
Oklahoma 1
Florida 1
New York 1
California 1
Ohio 1
Washington 1
New Hampshire 1

Company Responses

Closed with explanation 12

What the CFPB Complaint Record Shows for Accounts Interchange Group LLC

Accounts Interchange Group LLC carries 12 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 12 states and territories have weighed in, giving this a geographically concentrated footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Communication tactics" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Accounts Interchange Group LLC posts a 100% reply rate on forwarded complaints. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Accounts Interchange Group LLC have?

12 complaints have been filed against Accounts Interchange Group LLC with the CFPB overall - 0 of them in the past year.

Does Accounts Interchange Group LLC respond to complaints on time?

CFPB complaints against Accounts Interchange Group LLC draw a 100% timely-response rate inside the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for Accounts Interchange Group LLC?

The most complained-about product for Accounts Interchange Group LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Accounts Interchange Group LLC?

"Communication tactics" is the single most frequently cited issue in complaints against Accounts Interchange Group LLC - see all issues and counts above.

How do I file a complaint against Accounts Interchange Group LLC?

You can file a complaint against Accounts Interchange Group LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Accounts Interchange Group LLC?

Consumers in 12 states and territories have filed complaints about Accounts Interchange Group LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026