CFPB Consumer Complaint Profile

Accscient, LLC

221 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

221
Total complaints
Above average
52
Last 12 months
0%
Timely response
Bottom decile
28
States affected

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The verdict

221 CFPB complaints put Accscient, LLC at #859 out of 3,843 financial companies ranked by complaint volume. On-time replies land at 0%, the 0th percentile for the 100+ complaint peer group.

#859
of 3,843 companies by volume
0%
on time (0th pctile)
Debt collection
most-complained product
28
states with complaints
F
PlainCredit Trust Score
4/100
Accscient, LLC · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 0.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Accscient, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

0% Among the lowest in the bottom 1% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Accscient, LLC timely response rate 0.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 100
Debt collection - I do not know 51
Credit reporting or other personal consumer reports - Credit reporting 34
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 18
Debt collection - Other debt 11
Debt collection - Credit card debt 2
Debt collection - Telecommunications debt 2
Debt collection - Auto debt 1
Credit card - General-purpose credit card or charge card 1
Debt collection - Rental debt 1

Top Issues

1.Attempts to collect debt not owed 71
2.Written notification about debt 41
3.Improper use of your report 34
4.Took or threatened to take negative or legal action 31
5.False statements or representation 18
6.Incorrect information on your report 13
7.Communication tactics 5
8.Problem with a company's investigation into an existing problem 4
9.Threatened to contact someone or share information improperly 2
10.Problem with a credit reporting company's investigation into an existing problem 1

Complaints by Year

Year Complaints
2022 29
2023 62
2024 63
2025 58
2026year in progress 9

Complaints by State (Top 15)

Georgia 117
Alabama 15
Florida 12
Texas 12
Tennessee 11
Michigan 7
South Carolina 5
Ohio 5
Maryland 4
North Carolina 4
Louisiana 3
Illinois 3
Minnesota 3
Massachusetts 2
Arizona 2

Company Responses

Untimely response 221

What the CFPB Complaint Record Shows for Accscient, LLC

Accscient, LLC carries 221 complaints in the CFPB's database, 52 of them filed within the past 12 months. Consumers spanning 28 states and territories have weighed in, giving this a multi-regional footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

Accscient, LLC's timely response rate stands at 0%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Accscient, LLC have?

Accscient, LLC has 221 total consumer complaints filed with the CFPB, with 52 filed in the last 12 months.

Does Accscient, LLC respond to complaints on time?

CFPB complaints against Accscient, LLC draw a 0% timely-response rate inside the expected window. That falls well short of the 95% benchmark most companies clear.

What product generates the most complaints for Accscient, LLC?

The most complained-about product for Accscient, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Accscient, LLC?

The most common issue reported by consumers about Accscient, LLC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Accscient, LLC?

You can file a complaint against Accscient, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Accscient, LLC?

Consumers in 28 states and territories have filed complaints about Accscient, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026