CFPB Consumer Complaint Profile
American Elite Recovery, LLC
Consumers have filed 18 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.
Data updated 2026-08-14
- 18
- Total complaints
- Below average
- 2
- Last 12 months
- 11.1%
- Timely response
- Bottom decile
- 14
- States affected
The verdict
Among 3,843 financial companies tracked by CFPB complaint volume, American Elite Recovery, LLC sits at #3004, with 18 complaints logged. It posts a 11.1% on-time response rate, the 1st percentile among companies with 100+ complaints.
- #3004
- of 3,843 companies by volume
- 11.1%
- on time (1st pctile)
- Debt collection
- most-complained product
- 14
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
American Elite Recovery, LLC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
11.1% Among the lowest higher than 1% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2019 | 10 |
| 2020 | 6 |
| 2025 | 2 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for American Elite Recovery, LLC
18 complaints against American Elite Recovery, LLC appear in the CFPB record, including 2 from the trailing year. The 14 states and territories represented put this footprint in geographically concentrated territory. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. The specific issue named most within that category is "Took or threatened to take negative or legal action," a reasonable starting point for understanding recurring friction.
Within the Bureau's 15-day response window, American Elite Recovery, LLC posts a 11.1% reply rate on forwarded complaints. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does American Elite Recovery, LLC have?
The CFPB has logged 18 complaints against American Elite Recovery, LLC to date, of which 2 came in over the last 12 months.
Does American Elite Recovery, LLC respond to complaints on time?
American Elite Recovery, LLC has a 11.1% timely response rate to CFPB complaints. That trails the 95% industry benchmark by a wide margin.
What product generates the most complaints for American Elite Recovery, LLC?
"Debt collection" draws more CFPB complaints against American Elite Recovery, LLC than any other product - see the full breakdown above.
What is the most common complaint issue with American Elite Recovery, LLC?
The most common issue reported by consumers about American Elite Recovery, LLC is "Took or threatened to take negative or legal action." All complaint issues are listed above with their counts.
How do I file a complaint against American Elite Recovery, LLC?
You can file a complaint against American Elite Recovery, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about American Elite Recovery, LLC?
Consumers in 14 states and territories have filed complaints about American Elite Recovery, LLC with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.