CFPB Consumer Complaint Profile

American Management Services, Inc.

What 16 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

16
Total complaints
5
Last 12 months
87.5%
Timely response
8
States affected

The verdict

American Management Services, Inc. ranks #3158 of 3,848 financial companies by CFPB complaint volume, with 16 complaints on record. It answers 87.5% of complaints on time — below the 93% median for companies with 100+ complaints.

#3158
of 3,848 companies by volume
87.5%
answered on time
Debt collection
most-complained product
8
states with complaints
American Management Services, Inc. timely response rate 87.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Debt collection — I do not know 5
Debt collection — Other debt 4
Debt collection — Medical debt 3
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 2
Credit reporting or other personal consumer reports — Credit reporting 1
Credit card — General-purpose credit card or charge card 1

Top Issues

1.Attempts to collect debt not owed 6
2.Written notification about debt 3
3.Took or threatened to take negative or legal action 2
4.Incorrect information on your report 2
5.Problem with a company's investigation into an existing problem 1
6.Problem with a credit reporting company's investigation into an existing problem 1
7.Threatened to contact someone or share information improperly 1

Complaints by Year

Year Complaints
2023 4
2024 6
2025 3
2026 3

Complaints by State (Top 15)

Utah 5
New York 2
Arizona 2
Nevada 2
California 2
Texas 1
Georgia 1
Tennessee 1

Company Responses

Closed with explanation 15
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for American Management Services, Inc.

The CFPB Consumer Complaint Database has logged 16 complaints against American Management Services, Inc. overall, with 5 of those filed in the trailing 12 months. Reports have come from consumers in 8 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

American Management Services, Inc.'s timely response rate stands at 87.5%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Of complaints that were resolved, 6.3% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does American Management Services, Inc. have?

American Management Services, Inc. has 16 total consumer complaints filed with the CFPB, with 5 filed in the last 12 months.

Does American Management Services, Inc. respond to complaints on time?

American Management Services, Inc. has a 87.5% timely response rate to CFPB complaints.

What product generates the most complaints for American Management Services, Inc.?

The most complained-about product for American Management Services, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with American Management Services, Inc.?

The most common issue reported by consumers about American Management Services, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against American Management Services, Inc.?

You can file a complaint against American Management Services, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about American Management Services, Inc.?

Consumers in 8 states and territories have filed complaints about American Management Services, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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