CFPB Consumer Complaint Profile

Apothaker & Associates, PC

Behind the 66 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-05-15

66
Total complaints
10
Last 12 months
93.9%
Timely response
5
States affected

The verdict

Apothaker & Associates, PC ranks #1598 of 3,848 financial companies by CFPB complaint volume, with 66 complaints on record. 93.9% of its complaints get an on-time reply, beating the 93% median for the 100+ complaint peer group.

#1598
of 3,848 companies by volume
93.9%
answered on time
Debt collection
most-complained product
5
states with complaints
Apothaker & Associates, PC timely response rate 93.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Credit card debt 29
Debt collection - I do not know 12
Debt collection - Credit card 5
Debt collection - Other debt 5
Consumer Loan - Installment loan 3
Debt collection - Other (i.e. phone, health club, etc.) 3
Debt collection - Auto debt 2
Credit card or prepaid card - General-purpose credit card or charge card 1
Debt collection - Medical debt 1
Debt collection - Mortgage debt 1

Top Issues

1.Took or threatened to take negative or legal action 20
2.Attempts to collect debt not owed 14
3.Written notification about debt 8
4.False statements or representation 8
5.Disclosure verification of debt 4
6.Cont'd attempts collect debt not owed 4
7.Problems when you are unable to pay 3
8.Incorrect information on your report 1
9.Taking/threatening an illegal action 1
10.Communication tactics 1

Complaints by Year

Year Complaints
2013 1
2014 6
2015 2
2016 6
2017 5
2018 6
2019 9
2020 4
2021 2
2022 3
2023 6
2024 4
2025 11
2026 1

Complaints by State (Top 15)

Pennsylvania 32
New Jersey 31
Michigan 1
New York 1
Puerto Rico 1

Company Responses

Closed with explanation 62
Closed 3
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Apothaker & Associates, PC

Apothaker & Associates, PC carries 66 complaints in the CFPB's database, 10 of them filed within the past 12 months. Consumers spanning 5 states and territories have weighed in, giving this a geographically concentrated footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Took or threatened to take negative or legal action" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Apothaker & Associates, PC answers 93.9% of forwarded complaints. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. The company's response was formally disputed in 20% of resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 1.5% closed with the consumer receiving monetary or non-monetary relief.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Apothaker & Associates, PC have?

66 complaints have been filed against Apothaker & Associates, PC with the CFPB overall - 10 of them in the past year.

Does Apothaker & Associates, PC respond to complaints on time?

Apothaker & Associates, PC's CFPB timely-response rate is 93.9%.

What product generates the most complaints for Apothaker & Associates, PC?

"Debt collection" draws more CFPB complaints against Apothaker & Associates, PC than any other product - see the full breakdown above.

What is the most common complaint issue with Apothaker & Associates, PC?

The most common issue reported by consumers about Apothaker & Associates, PC is "Took or threatened to take negative or legal action." All complaint issues are listed above with their counts.

How do I file a complaint against Apothaker & Associates, PC?

You can file a complaint against Apothaker & Associates, PC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Apothaker & Associates, PC?

Apothaker & Associates, PC has drawn CFPB complaints from 5 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026