CFPB Consumer Complaint Profile
Apothaker & Associates, PC
Behind the 66 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.
Data updated 2026-08-14
- 66
- Total complaints
- Mid-range
- 10
- Last 12 months
- 93.9%
- Timely response
- Below median
- 5
- States affected
The verdict
Apothaker & Associates, PC ranks #1596 of 3,843 financial companies by CFPB complaint volume, with 66 complaints on record. On-time replies land at 93.9%, the 26th percentile for the 100+ complaint peer group.
- #1596
- of 3,843 companies by volume
- 93.9%
- on time (26th pctile)
- Debt collection
- most-complained product
- 5
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Apothaker & Associates, PC vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
93.9% Around the middle higher than 26% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 1 |
| 2014 | 6 |
| 2015 | 2 |
| 2016 | 6 |
| 2017 | 5 |
| 2018 | 6 |
| 2019 | 9 |
| 2020 | 4 |
| 2021 | 2 |
| 2022 | 3 |
| 2023 | 6 |
| 2024 | 4 |
| 2025 | 11 |
| 2026year in progress | 1 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Apothaker & Associates, PC
Apothaker & Associates, PC carries 66 complaints in the CFPB's database, 10 of them filed within the past 12 months. Consumers spanning 5 states and territories have weighed in, giving this a geographically concentrated footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Took or threatened to take negative or legal action" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
Within the Bureau's 15-day response window, Apothaker & Associates, PC posts a 93.9% reply rate on forwarded complaints. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. The company's response carried a 20% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 1.5%.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Apothaker & Associates, PC have?
66 complaints have been filed against Apothaker & Associates, PC with the CFPB overall - 10 of them in the past year.
Does Apothaker & Associates, PC respond to complaints on time?
Apothaker & Associates, PC's CFPB timely-response rate is 93.9%.
What product generates the most complaints for Apothaker & Associates, PC?
"Debt collection" draws more CFPB complaints against Apothaker & Associates, PC than any other product - see the full breakdown above.
What is the most common complaint issue with Apothaker & Associates, PC?
The most common issue reported by consumers about Apothaker & Associates, PC is "Took or threatened to take negative or legal action." All complaint issues are listed above with their counts.
How do I file a complaint against Apothaker & Associates, PC?
You can file a complaint against Apothaker & Associates, PC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Apothaker & Associates, PC?
Apothaker & Associates, PC has drawn CFPB complaints from 5 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Apothaker & Associates, PC: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (20% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.