CFPB Consumer Complaint Profile

Arcon Credit Solutions LLC

What 130 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-05-15

130
Total complaints
62
Last 12 months
100%
Timely response
33
States affected

The verdict

Arcon Credit Solutions LLC ranks #1182 of 3,848 financial companies by CFPB complaint volume, with 130 complaints on record. Its on-time response rate is 100%, ahead of the 93% median among companies with 100+ complaints.

#1182
of 3,848 companies by volume
100%
answered on time
Debt collection
most-complained product
33
states with complaints
Arcon Credit Solutions LLC timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Credit card debt 53
Debt collection - I do not know 47
Credit reporting or other personal consumer reports - Credit reporting 17
Debt collection - Other debt 4
Debt collection - Auto debt 4
Credit card - General-purpose credit card or charge card 2
Debt collection - Private student loan debt 1
Credit card or prepaid card - Store credit card 1
Debt or credit management - Debt settlement 1

Top Issues

1.Attempts to collect debt not owed 48
2.Written notification about debt 16
3.Took or threatened to take negative or legal action 14
4.False statements or representation 11
5.Incorrect information on your report 9
6.Threatened to contact someone or share information improperly 8
7.Communication tactics 7
8.Problem with a company's investigation into an existing problem 5
9.Electronic communications 5
10.Improper use of your report 4

Complaints by Year

Year Complaints
2021 4
2022 6
2023 12
2024 34
2025 67
2026 7

Complaints by State (Top 15)

California 19
Florida 16
Georgia 13
New York 11
Illinois 8
Connecticut 6
New Jersey 5
South Carolina 4
Pennsylvania 4
Arizona 3
North Carolina 3
Texas 3
Indiana 3
Wisconsin 3
Oregon 2

Company Responses

Closed with explanation 128
Closed with non-monetary relief 2

What the CFPB Complaint Record Shows for Arcon Credit Solutions LLC

The CFPB Consumer Complaint Database has logged 130 complaints against Arcon Credit Solutions LLC overall, with 62 of those filed in the trailing 12 months. Reports have come from consumers in 33 states and territories, making this a multi-regional complaint footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Arcon Credit Solutions LLC's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 1.5% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Arcon Credit Solutions LLC have?

130 complaints have been filed against Arcon Credit Solutions LLC with the CFPB overall - 62 of them in the past year.

Does Arcon Credit Solutions LLC respond to complaints on time?

Arcon Credit Solutions LLC has a 100% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.

What product generates the most complaints for Arcon Credit Solutions LLC?

The most complained-about product for Arcon Credit Solutions LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Arcon Credit Solutions LLC?

The most common issue reported by consumers about Arcon Credit Solutions LLC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Arcon Credit Solutions LLC?

You can file a complaint against Arcon Credit Solutions LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Arcon Credit Solutions LLC?

The CFPB has recorded complaints against Arcon Credit Solutions LLC from 33 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026